Monepoint

Guided money journey

Insurance Checkup Journey

Estimate protection gaps for term insurance and health cover before reviewing policies with a qualified professional.

Start here

Use the Roadmap to place protection beside income, loans, expenses, and goals, then estimate term cover and health cover separately.

Use This Journey When

Use this when you have dependents, loans, employer cover, or health-cover doubts.

Suggested Tool Sequence

1Life coverTerm Insurance Need CalculatorLook for: Additional cover estimate.2Health coverHealth Insurance Cover CalculatorLook for: Cover estimate and gap.3Debt contextDebt-to-Income Ratio CalculatorLook for: Liability pressure in monthly income.4RoadmapFinancial RoadmapLook for: Protection gaps in the broader monthly money plan.

Common Mistakes

  • Treating employer health cover as permanent personal cover.
  • Mixing insurance and investment goals without understanding trade-offs.
  • Looking only at sum insured and ignoring exclusions, waiting periods, co-pay, and room limits.