IndusInd Bank
A dual co-brand with Avios Group and Qatar Airways — cardholders choose British Airways Executive Club or Qatar Airways Privilege Club — earning genuinely unpriced Avios at up to 6 per ₹200, with cash advance charges and the reward redemption fee both explicitly waived.
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Milestone rewards
No ₹-per-Avios value is disclosed anywhere; redemption happens entirely within the chosen airline's own loyalty programme. Also includes 2 complimentary meet-and-greet services/year at international airports, a 10% discount on Qatar Airways bookings if that programme is chosen, and international travel/health insurance up to $25,000.
2 complimentary domestic AND 2 complimentary international lounge visits per calendar quarter (8/year each), via a complimentary Priority Pass membership. A $35/visit fee applies beyond the complimentary quota.
Verified from official issuer sources. Last verified 31 August 2026
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ICICI Bank
A lifetime-free card that pays its best rate on Amazon. Worth holding for Amazon spend; unremarkable elsewhere, and you cannot simply apply for it.
ICICI Bank
An entry-level card whose real value is the lounge and cinema benefits, not the rewards. The reward points earn into a goods catalogue with no published rupee value, so treat the rate as unknown rather than as cashback.
ICICI Bank
A premium travel and lifestyle card carrying a substantial joining fee. Its value is concentrated in lounge access, welcome vouchers and golf rather than the earn rate, so it suits heavy travellers and nobody else.
