Compare
Compare fees, rewards, lounge access, eligibility and estimated annual value across hundreds of Indian credit cards — every figure sourced from the issuer's own page, never an aggregator. 303 cards are currently open to new applicants across 11 banks.
Browse
Filter the full catalogue by bank, fee, reward type and lounge access — the same structured data behind every collection below.
303 cards match your filters.
Showing 24 of 303 cards
ICICI Bank
A lifetime-free card that pays its best rate on Amazon. Worth holding for Amazon spend; unremarkable elsewhere, and you cannot simply apply for it.
ICICI Bank
An entry-level card whose real value is the lounge and cinema benefits, not the rewards. The reward points earn into a goods catalogue with no published rupee value, so treat the rate as unknown rather than as cashback.
ICICI Bank
A no-fee starter card. Earns the same catalogue points as Coral but without the lounge, cinema or milestone benefits, so the fee saving is most of what distinguishes it.
ICICI Bank
A premium travel and lifestyle card carrying a substantial joining fee. Its value is concentrated in lounge access, welcome vouchers and golf rather than the earn rate, so it suits heavy travellers and nobody else.
ICICI Bank
Sits between Coral and Sapphiro: more lounge and golf access than the entry cards, at roughly half Sapphiro's joining fee, on the same unpriced points programme.
ICICI Bank
ICICI's top card, by invitation through a relationship manager only. Unlimited lounge access and golf, the lowest forex markup in the portfolio, and no late payment fee at all — but the reward rate is stated per ₹200, not per ₹100, and capped hard on everyday categories.
ICICI Bank
A fuel card that only pays off at HPCL. The 5% on fuel is ICICI's own stated figure and is the reason to hold it; away from HPCL pumps and the HP Pay app it earns the same unpriced points as the entry cards.
ICICI Bank
The lowest forex markup in ICICI's range at 0.99%, which makes it interesting well beyond MakeMyTrip. The rewards are myCash — MakeMyTrip wallet credit, not cash — so their value depends entirely on booking through that one platform.
ICICI Bank
The applied-for sibling of Emeralde Private Metal, at a slightly lower fee and with meaningfully narrower benefits: lounge access covers the primary cardholder only, and the late payment fee its metal sibling waives entirely still applies here.
ICICI Bank
ICICI's highest-fee card at ₹20,000 a year. Unusually, ICICI states its earn rate as a percentage rather than as points, and it is the only card in the range with no ATM withdrawal fee.
ICICI Bank
A cheap card whose hook is a custom card image, but it quietly earns more on retail than Coral does — 3 points per ₹100 against Coral's 2 — for a lower fee.
ICICI Bank
The cheapest card in ICICI's range at ₹199, with a fee waiver reachable on ₹50,000 of annual spend. A fuel card for HPCL customers who do not spend enough to justify the Super Saver.
ICICI Bank
The cheapest way into the myCash programme at ₹500 once, then nothing. Earns half what the flagship MakeMyTrip card does, and its rewards are still only spendable on MakeMyTrip.
ICICI Bank
An airport-services card rather than a rewards card. Its value sits in lounge upgrades, valet parking, porters and Pranaam — the earn rate cannot even be priced, because Adani publishes no value for the currency it pays in.
ICICI Bank
The ₹750 entry to the same Adani airport-services set, at roughly half the Signature's benefit counts and less than half its earn rate. Same unpriced currency.
ICICI Bank
An Emirates loyalty card, not a rewards card. It pays in Skywards Miles, which have no published rupee value, so its worth depends entirely on flying Emirates — and it demands ₹2.5 lakh a month of income to hold.
ICICI Bank
Half the fee and three-quarters of the earn rate of the Emirates Emeralde, but its domestic lounge access has to be earned with ₹75,000 of spend each quarter rather than simply held.
ICICI Bank
Free for life, for Indian Defence and Paramilitary personnel only. No income requirement at all, and lounge and golf access that would ordinarily sit behind a substantial fee.
ICICI Bank
The entry Parakram card: free for life for Defence and Paramilitary personnel, at half the Select's earn rate and a quarter of its lounge access.
SBI Card
A genuine cashback card with no merchant restriction on the 5% online rate, undercut by an exclusion list SBI itself says is incomplete — utilities, insurance, fuel, rent, wallets, education, jewellery and railways all earn nothing, 'and more'.
SBI Card
An online-shopping card whose real rate depends on where you shop: 10x points at eleven named partners, worth roughly 2.5% there, 5x elsewhere online, 1x offline.
SBI Card
An entry card whose 10x rate is worth a real 2.5% at dining, movies, grocery and department stores — the card that supplied the ₹0.25-per-point rate the rest of the SBI portfolio is priced against.
SBI Card
Genuine cashback, not points — 5% Flipkart, 7.5% Myntra, no redemption arithmetic needed. The one Flipkart-side card without ICICI's Amazon-side complication of a points programme wearing a percentage label.
SBI Card
SBI's premium tier: 1.99% forex against the portfolio's 3.5% default, real lounge access, and the same ₹0.25 point value as the ₹499 entry card — the fee difference buys benefits, not a better redemption rate.
Showing 24 of 303
Popular
Open to new applicants, ranked by how complete our sourced data is.
American Express
A Charge Card with genuinely no revolving interest — the full statement balance is due each cycle, backed by a 5%-of-unpaid-balance Delinquency Fee (minimum ₹300/month) instead of an APR — at a ₹66,000 annual fee with no stated waiver and no cap on lounge visits.
IndusInd Bank
Explicitly invite-only, stated directly and repeatedly: "offered exclusively for Pioneer Private clients of IndusInd bank." The most complete fee exemption in this dataset (late payment, over-limit, AND cash advance all waived) at the lowest APR found anywhere in this portfolio, with unlimited domestic and international lounge access.
ICICI Bank
ICICI's highest-fee card at ₹20,000 a year. Unusually, ICICI states its earn rate as a percentage rather than as points, and it is the only card in the range with no ATM withdrawal fee.
ICICI Bank
The applied-for sibling of Emeralde Private Metal, at a slightly lower fee and with meaningfully narrower benefits: lounge access covers the primary cardholder only, and the late payment fee its metal sibling waives entirely still applies here.
ICICI Bank
An Emirates loyalty card, not a rewards card. It pays in Skywards Miles, which have no published rupee value, so its worth depends entirely on flying Emirates — and it demands ₹2.5 lakh a month of income to hold.
American Express
Earns Membership Rewards points that never expire (the FTO tier) at 1 per ₹50 — its complimentary domestic Centurion Lounge access was discontinued in September 2023, replaced by 12 domestic and 2 international visits a year, and it carries the only Air Accident insurance cover among Amex's four Indian credit cards.
By issuer
Not every bank is verified yet — HDFC Bank and IDFC FIRST Bank are blocked from automated verification and are excluded until a sanctioned source is available.
Collections
Built from the same structured reward, lounge, and fee data as every filter on this page — never a hand-picked editorial ranking.
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Freshness
Bank of Baroda
A dining/travel-accelerated premium card with a discounted 2% forex markup and unlimited (spend-gated) lounge access, whose real joining fee BOBCARD's own documents disagree on.
Bank of Baroda
A mid-tier travel/dining points card with modest quarterly-spend-gated lounge access, whose joining fee BOBCARD's own product page and MITC disagree on.
Bank of Baroda
BOBCARD's women's card, matching Eterna's fee and earn structure with a women's-health welcome benefit and the same discounted 2% forex markup.
Bank of Baroda
A 0%-forex airline co-brand card earning Etihad Guest Miles directly, with real numeric domestic and international lounge access.
Bank of Baroda
The entry Etihad Guest co-brand card, at half the fee and earn rate of Premium, with a 1% forex markup instead of 0%.
Bank of Baroda
A flat 1% cashback card with an accelerated e-commerce rate, billed either annually or monthly — cannot be added as an upgrade to an existing BOBCARD variant.
Looking for a card you already hold that is no longer open to new applicants? Browse closed & legacy cards.
