6 cards currently open to new applicants, sourced directly from American Express's own published pages.
American Express
A Charge Card with genuinely no revolving interest — the full statement balance is due each cycle, backed by a 5%-of-unpaid-balance Delinquency Fee (minimum ₹300/month) instead of an APR — at a ₹66,000 annual fee with no stated waiver and no cap on lounge visits.
American Express
Earns Membership Rewards points that never expire (the FTO tier) at 1 per ₹50 — its complimentary domestic Centurion Lounge access was discontinued in September 2023, replaced by 12 domestic and 2 international visits a year, and it carries the only Air Accident insurance cover among Amex's four Indian credit cards.
American Express
A lower-fee travel card earning 1 Membership Rewards point per ₹50, with catalogue redemption rates ranging ₹0.30-0.50/point by partner and no insurance benefit at all — confirmed directly as "Not Applicable" in the issuer's own MITC.
American Express
A pay-in-full Charge Card at a low ₹1,000 first-year fee — fuel spend stopped earning Membership Rewards points entirely from 12 June 2025, confirmed with identical wording in two independent official sources, and no lounge access exists at any tier.
American Express
An entry-level revolving credit card earning 1 Membership Rewards point per ₹50, with a genuinely two-tiered annual fee waiver (100% at ₹1.5 lakh spend, 50% at ₹90,000+) and no lounge access at any spend level.
American Express
The lowest-fee Amex India card at ₹495/year — earns 10x points on named merchants (Zomato, Ajio, Nykaa, BookMyShow, Uber, EaseMyTrip) and 5x on Amazon, each capped separately at 250-500 points/month, but genuinely no lounge access exists at this tier.
