Monepoint

Bank of Baroda Credit Cards

29 cards currently open to new applicants, sourced directly from Bank of Baroda's own published pages.

TravelBOBCARD ETERNA

BOBCARD ETERNA

Bank of Baroda

A dining/travel-accelerated premium card with a discounted 2% forex markup and unlimited (spend-gated) lounge access, whose real joining fee BOBCARD's own documents disagree on.

Joining
₹2,499
Annual
₹2,499
Base reward
15 pts / ₹100
Forex
2%
TravelBOBCARD PREMIER

BOBCARD PREMIER

Bank of Baroda

A mid-tier travel/dining points card with modest quarterly-spend-gated lounge access, whose joining fee BOBCARD's own product page and MITC disagree on.

Joining
₹1,000
Annual
₹1,000
Base reward
10 pts / ₹100
Forex
3.5%
Lounge
1/qtr domestic lounge
TravelBOBCARD Etihad Guest

BOBCARD Etihad Guest

Bank of Baroda

The entry Etihad Guest co-brand card, at half the fee and earn rate of Premium, with a 1% forex markup instead of 0%.

Joining
₹2,500
Annual
₹2,500
Base reward
3 pts / ₹100
Forex
1%
Lounge
4/yr international lounge
FuelBOBCARD EASY

BOBCARD EASY

Bank of Baroda

A low-fee entry points card with a genuinely disputed redemption value between BOBCARD's own product page and its MITC.

Joining
₹500
Annual
₹500
Base reward
1 pts / ₹100
Forex
3.5%
FuelBOBCARD SELECT

BOBCARD SELECT

Bank of Baroda

Easy's higher-fee sibling with an online/dining-accelerated rate, whose own product page advertises an insurance benefit the MITC explicitly says doesn't exist.

Joining
₹750
Annual
₹750
Base reward
1 pts / ₹100
Forex
3.5%
FuelSnapdeal BOBCARD

Snapdeal BOBCARD

Bank of Baroda

A low-fee Snapdeal-accelerated points card whose welcome benefit was quietly halved in a 2024 revision, per BOBCARD's own circular.

Joining
₹249
Annual
₹249
Base reward
20 pts / ₹100
Forex
3.5%
TravelHPCL ENERGIE BOBCARD

HPCL ENERGIE BOBCARD

Bank of Baroda

A fuel co-brand card with an HPCL-only surcharge waiver and spend-gated domestic lounge access, exempted from BOBCARD's portfolio-wide large-fuel-transaction fee.

Joining
₹499
Annual
₹499
Base reward
24 pts / ₹150
Forex
3.5%
Lounge
1/qtr domestic lounge
FuelIRCTC Credit Card

IRCTC Credit Card

Bank of Baroda

A railway co-brand card with a strong peak-season train-booking rate, whose claimed railway-lounge benefit could not be corroborated by any BOBCARD compliance document.

Joining
₹500
Annual
₹350
Base reward
40 pts / ₹100
Forex
3.5%
TravelBOBCARD Scapia Credit Card

BOBCARD Scapia Credit Card

Bank of Baroda

A no-fee, 0%-forex fintech co-brand card earning Scapia Coins with a directly disclosed ₹0.20/coin redemption value and real unlimited (spend-gated) domestic lounge access — issued only through the Scapia app.

Joining
₹0
Annual
₹0
Base reward
20 pts / ₹100
Forex
0%
CashbackBOBCARD Uni GoldX

BOBCARD Uni GoldX

Bank of Baroda

A no-fee, 0%-forex fintech co-brand cashback card with a directly disclosed ₹0.01/coin value, whose own KFS carries a genuine compounding-rate discrepancy on its stated APR.

Joining
₹0
Annual
₹0
Base reward
5% other online
Forex
0%
Low FeeBOBCARD One

BOBCARD One

Bank of Baroda

A no-fee metal/plastic fintech co-brand card fully issued and serviced through the OneCard app, with a genuinely undisclosed reward earn rate and redemption value.

Joining
₹0
Annual
₹0
Forex
1%
TravelICAI Exclusive BOBCARD

ICAI Exclusive BOBCARD

Bank of Baroda

A lifetime-free co-brand card genuinely restricted to active ICAI members, with a directly disclosed ₹0.25/point redemption rate.

Joining
₹0
Annual
₹0
Base reward
5 pts / ₹100
Forex
2%
Lounge
3/qtr domestic lounge
TravelICSI Diamond

ICSI Diamond

Bank of Baroda

The near-identical ICSI counterpart to the ICAI card, restricted to active ICSI members, with a minor milestone-figure inconsistency versus its siblings.

Joining
₹0
Annual
₹0
Base reward
5 pts / ₹100
Forex
2%
Lounge
3/qtr domestic lounge
TravelCMA One BOBCARD

CMA One BOBCARD

Bank of Baroda

The ICMAI counterpart to the ICAI/ICSI cards, restricted to active ICMAI members, carrying a nominal ₹1 joining fee unlike its two siblings.

Joining
₹1
Annual
₹0
Base reward
5 pts / ₹100
Forex
2%
Lounge
3/qtr domestic lounge
FuelBOBCARD VIKRAM

BOBCARD VIKRAM

Bank of Baroda

A lifetime-free defence-personnel card with no lounge access and the lowest base earn rate in BOBCARD's defence family.

Joining
₹0
Annual
₹0
Base reward
1 pts / ₹100
Forex
3%
FuelBOBCARD PRAGATI

BOBCARD PRAGATI

Bank of Baroda

A low-fee regional rural bank co-brand card (BUPB/BGGB/BRKGB) with a departmental-store-accelerated rate and a genuinely disputed fuel-waiver cap.

Joining
₹0
Annual
₹250
Base reward
5 pts / ₹100
Forex
3.5%
TravelBOBCARD CORPORATE

BOBCARD CORPORATE

Bank of Baroda

A relationship-gated corporate card issued only to companies with an existing Bank of Baroda banking relationship, with real numeric domestic lounge access.

Joining
₹0
Annual
₹1,000
Base reward
1 pts / ₹100
Lounge
8/yr domestic lounge
FuelBOBCARD EMPOWER

BOBCARD EMPOWER

Bank of Baroda

A self-employed-focused business card open to both Bank of Baroda and non-BOB customers, with an accelerated utility-bill rate.

Joining
₹0
Annual
₹500
Base reward
5 pts / ₹100
FuelBOBCARD PRIME

BOBCARD PRIME

Bank of Baroda

An FD-secured card requiring no income proof, issued against a ₹30,000+ fixed deposit — BOBCARD discloses no credit-limit-to-FD ratio or tenure requirement.

Joining
₹0
Annual
₹0
Base reward
2 pts / ₹100
Forex
3.5%