Bank of Baroda
A flat 1% cashback card with an accelerated e-commerce rate, billed either annually or monthly — cannot be added as an upgrade to an existing BOBCARD variant.
cashback
Also billed as ₹49/month, switchable to the ₹499/year plan once, for the life of the card. Cashback posts automatically to the statement. No welcome benefit is stated; Cashback is explicitly excluded from BOBCARD's portfolio-wide welcome-benefit and insurance clauses. This card cannot be issued as an additional/upgrade card from an existing BOBCARD variant, per BOBCARD's own product page.
Verified from official issuer sources. Last verified 4 September 2026
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ICICI Bank
A lifetime-free card that pays its best rate on Amazon. Worth holding for Amazon spend; unremarkable elsewhere, and you cannot simply apply for it.
ICICI Bank
An entry-level card whose real value is the lounge and cinema benefits, not the rewards. The reward points earn into a goods catalogue with no published rupee value, so treat the rate as unknown rather than as cashback.
ICICI Bank
A no-fee starter card. Earns the same catalogue points as Coral but without the lounge, cinema or milestone benefits, so the fee saving is most of what distinguishes it.
