Bank of Baroda
The near-identical ICSI counterpart to the ICAI card, restricted to active ICSI members, with a minor milestone-figure inconsistency versus its siblings.
reward points
Milestone rewards
Welcome benefit: 500 points on ₹5,000+ spend within 60 days; complimentary 12-month FITPASS PRO.
12 domestic passes/year (3/quarter); condition effective 1 January 2025. No international lounge access.
Verified from official issuer sources. Last verified 4 September 2026
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ICICI Bank
A lifetime-free card that pays its best rate on Amazon. Worth holding for Amazon spend; unremarkable elsewhere, and you cannot simply apply for it.
ICICI Bank
An entry-level card whose real value is the lounge and cinema benefits, not the rewards. The reward points earn into a goods catalogue with no published rupee value, so treat the rate as unknown rather than as cashback.
ICICI Bank
A no-fee starter card. Earns the same catalogue points as Coral but without the lounge, cinema or milestone benefits, so the fee saving is most of what distinguishes it.
