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Bank of Baroda

Snapdeal BOBCARD

A low-fee Snapdeal-accelerated points card whose welcome benefit was quietly halved in a 2024 revision, per BOBCARD's own circular.

Joining fee
₹249
Annual fee
₹249
Status
Open
Verified
4 September 2026
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Snapdeal BOBCARD

Fees

Joining fee
₹249
Annual fee
₹249
Forex markup
3.5%
APR
45% p.a.
Monthly finance charge
3.75%

Rewards

reward points

  • other-online: 20 points / ₹100Snapdeal spends.
  • other-online: 10 points / ₹100Other online/department-store spends; capped at 2,000 points/statement cycle.
  • everything-else: 4 points / ₹100

Welcome benefit: 500 bonus points on ₹5,000+ spend within 60 days.

Important Exclusions

  • education, insurance, utilities, rent: Education, government, insurance, rent, utility, telecom, transportation, and supermarket categories earn no points, per BOBCARD's own revision circular.

Eligibility

Minimum age
21 years
Employment
salaried, self-employed

Why this card may suit you

  • Review the fees, rewards, and eligibility above against your own spending pattern — this card has no single standout feature over the rest of the portfolio.

Source & Verification

Verified from official issuer sources. Last verified 4 September 2026

View issuer page ↗

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Joining
₹500
Annual
₹500
Base reward
0.8% everything else
Forex
3.5%
Lounge
1/qtr domestic lounge
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