Bank of Baroda
A no-fee metal/plastic fintech co-brand card fully issued and serviced through the OneCard app, with a genuinely undisclosed reward earn rate and redemption value.
reward points
BOBCARD's own product page claims "5X rewards on your top 2 spend categories," but no base earn rate, specific accelerated categories, or redemption value are disclosed anywhere in BOBCARD's own documents — left unset rather than guessed. Reward points are not earned on fuel transactions.
Verified from official issuer sources. Last verified 4 September 2026
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ICICI Bank
A lifetime-free card that pays its best rate on Amazon. Worth holding for Amazon spend; unremarkable elsewhere, and you cannot simply apply for it.
ICICI Bank
A no-fee starter card. Earns the same catalogue points as Coral but without the lounge, cinema or milestone benefits, so the fee saving is most of what distinguishes it.
ICICI Bank
A premium travel and lifestyle card carrying a substantial joining fee. Its value is concentrated in lounge access, welcome vouchers and golf rather than the earn rate, so it suits heavy travellers and nobody else.
