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Bank of Baroda

BOBCARD EASY

A low-fee entry points card with a genuinely disputed redemption value between BOBCARD's own product page and its MITC.

Joining fee
₹500
Annual fee
₹500
Status
Open
Verified
4 September 2026
BOBCARD EASY

Fees

Joining fee
₹500
Annual fee
₹500
Fee waiver
Waived above ₹35,000 annual spend
Forex markup
3.5%
APR
45% p.a.
Monthly finance charge
3.75%

Rewards

reward points

  • everything-else: 1 points / ₹100
  • other-online: 5 points / ₹100Departmental stores and movies; capped at 1,000 points/statement cycle.

Welcome benefit: 500 points on ₹5,000 spend within 60 days of issuance.

Eligibility

Minimum age
25 years

Why this card may suit you

  • The annual fee is waived once you spend 35,000 in a year.

Source & Verification

Verified from official issuer sources. Last verified 4 September 2026

View issuer page ↗

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An entry-level card whose real value is the lounge and cinema benefits, not the rewards. The reward points earn into a goods catalogue with no published rupee value, so treat the rate as unknown rather than as cashback.

Joining
₹500
Annual
₹500
Base reward
0.8% everything else
Forex
3.5%
Lounge
1/qtr domestic lounge