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FuelOnline Shopping

Bank of Baroda

BOBCARD PRAGATI

A low-fee regional rural bank co-brand card (BUPB/BGGB/BRKGB) with a departmental-store-accelerated rate and a genuinely disputed fuel-waiver cap.

Joining fee
₹0
Annual fee
₹250
Status
Open
Verified
4 September 2026
BOBCARD PRAGATI

Fees

Joining fee
₹0
Annual fee
₹250
Fee waiver
Waived above ₹25,000 annual spend
Forex markup
3.5%
APR
45% p.a.
Monthly finance charge
3.75%

Rewards

reward points

  • other-online: 5 points / ₹100Departmental stores and movies; capped at 1,000 points/statement cycle.
  • everything-else: 1 points / ₹100

Welcome benefit: 500 points on ₹5,000 spend within 60 days.

Important Exclusions

  • fuel, travel-flights, rent: Agriculture, contractors, transportation/tolls, rent, cleaning/personal services, government, education, hospitals, wallets, supermarkets/retail, insurance, and charity earn no points.

Eligibility

Minimum age
21 years
Employment
salaried, self-employed

Why this card may suit you

  • The annual fee is waived once you spend 25,000 in a year.

Source & Verification

Verified from official issuer sources. Last verified 4 September 2026

View issuer page ↗

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Joining
₹500
Annual
₹500
Base reward
0.8% everything else
Forex
3.5%
Lounge
1/qtr domestic lounge