Monepoint
Fuel

Bank of Baroda

BOBCARD EMPOWER

A self-employed-focused business card open to both Bank of Baroda and non-BOB customers, with an accelerated utility-bill rate.

Joining fee
₹0
Annual fee
₹500
Status
Open
Verified
4 September 2026
BOBCARD EMPOWER

Fees

Joining fee
₹0
Annual fee
₹500
Fee waiver
Waived above ₹50,000 annual spend

Rewards

reward points

  • utilities: 5 points / ₹100Utility bill payments; capped at 1,000 points/statement cycle.
  • everything-else: 1 points / ₹100Excludes select MCCs and fuel.

Milestone rewards

  • ₹5,000 spend: 500 points

Eligibility

Minimum age
24 years
Employment
self-employed

Why this card may suit you

  • The annual fee is waived once you spend 50,000 in a year.

Source & Verification

Verified from official issuer sources. Last verified 4 September 2026

View issuer page ↗

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Joining
₹500
Annual
₹500
Base reward
0.8% everything else
Forex
3.5%
Lounge
1/qtr domestic lounge