Monepoint
TravelFuelAirport Lounge

Bank of Baroda

HPCL ENERGIE BOBCARD

A fuel co-brand card with an HPCL-only surcharge waiver and spend-gated domestic lounge access, exempted from BOBCARD's portfolio-wide large-fuel-transaction fee.

Joining fee
₹499
Annual fee
₹499
Status
Open
Verified
4 September 2026
HPCL ENERGIE BOBCARD

Fees

Joining fee
₹499
Annual fee
₹499
Fee waiver
Waived above ₹50,000 annual spend
Forex markup
3.5%
APR
45% p.a.
Monthly finance charge
3.75%

Rewards

reward points

  • fuel: 24 points / ₹150HPCL outlets, LPG, and the HP Pay App only; capped at 1,000 points/statement cycle (equivalent to a 4% value-back).

Welcome benefit: 500 bonus points on ₹5,000+ spend within 60 days.

Travel

Domestic lounge
1/quarter
Forex markup
3.5%

16 named domestic-only partner lounges; a ₹2 non-refundable authorization charge applies per visit. No international lounge access.

Eligibility

Minimum age
21 years
Employment
salaried, self-employed

Why this card may suit you

  • The annual fee is waived once you spend 50,000 in a year.
  • It includes airport lounge access, useful if you travel by air a few times a year.

Source & Verification

Verified from official issuer sources. Last verified 4 September 2026

View issuer page ↗

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An entry-level card whose real value is the lounge and cinema benefits, not the rewards. The reward points earn into a goods catalogue with no published rupee value, so treat the rate as unknown rather than as cashback.

Joining
₹500
Annual
₹500
Base reward
0.8% everything else
Forex
3.5%
Lounge
1/qtr domestic lounge