Monepoint
TravelFuelInternational Travel

Bank of Baroda

BOBCARD TIARA

BOBCARD's women's card, matching Eterna's fee and earn structure with a women's-health welcome benefit and the same discounted 2% forex markup.

Joining fee
₹2,499
Annual fee
₹2,499
Status
Open
Verified
4 September 2026

Fees

Joining fee
₹2,499
Annual fee
₹2,499
Fee waiver
Waived above ₹2,50,000 annual spend
Forex markup
2%
APR
39% p.a.
Monthly finance charge
3.25%

Rewards

reward points

  • dining, travel-flights, travel-hotels, international: 15 points / ₹100Dining, travel, and international; capped at 5,000 points/statement cycle. UPI transactions are capped separately at ₹500/cycle and earn only core/milestone points.
  • everything-else: 3 points / ₹100

Welcome benefits: complimentary 12-month FITPASS PRO; complimentary Women's Health Package (Pap Smear, blood tests, mammography).

Travel

Forex markup
2%

"Unlimited" domestic-network lounge visits per BOBCARD's Lounge Program terms; the eligible-lounge list includes some international-terminal lounges despite the domestic framing.

Eligibility

Minimum age
25 years

Why this card may suit you

  • The annual fee is waived once you spend 2,50,000 in a year.

Source & Verification

Verified from official issuer sources. Last verified 4 September 2026

View issuer page ↗

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An entry-level card whose real value is the lounge and cinema benefits, not the rewards. The reward points earn into a goods catalogue with no published rupee value, so treat the rate as unknown rather than as cashback.

Joining
₹500
Annual
₹500
Base reward
0.8% everything else
Forex
3.5%
Lounge
1/qtr domestic lounge