ICICI Bank
ICICI's highest-fee card at ₹20,000 a year. Unusually, ICICI states its earn rate as a percentage rather than as points, and it is the only card in the range with no ATM withdrawal fee.
reward points
ICICI states these as percentages, but the reward still lands as points: worth ₹0.40 each against a statement and up to ₹1 against the catalogue. The stated percentage is therefore the ceiling, not what a statement redemption returns.
Unlimited domestic and international airport lounge access. ICICI states no visit count, so none is recorded.
Verified from official issuer sources. Last verified 21 August 2026
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ICICI Bank
A lifetime-free card that pays its best rate on Amazon. Worth holding for Amazon spend; unremarkable elsewhere, and you cannot simply apply for it.
ICICI Bank
An entry-level card whose real value is the lounge and cinema benefits, not the rewards. The reward points earn into a goods catalogue with no published rupee value, so treat the rate as unknown rather than as cashback.
ICICI Bank
A no-fee starter card. Earns the same catalogue points as Coral but without the lounge, cinema or milestone benefits, so the fee saving is most of what distinguishes it.
