Monepoint

ICICI Bank Credit Cards

19 cards currently open to new applicants, sourced directly from ICICI Bank's own published pages.

TravelICICI Bank Coral Credit Card

ICICI Bank Coral Credit Card

ICICI Bank

An entry-level card whose real value is the lounge and cinema benefits, not the rewards. The reward points earn into a goods catalogue with no published rupee value, so treat the rate as unknown rather than as cashback.

Joining
₹500
Annual
₹500
Base reward
0.8% everything else
Forex
3.5%
Lounge
1/qtr domestic lounge
TravelICICI Bank Sapphiro Credit Card

ICICI Bank Sapphiro Credit Card

ICICI Bank

A premium travel and lifestyle card carrying a substantial joining fee. Its value is concentrated in lounge access, welcome vouchers and golf rather than the earn rate, so it suits heavy travellers and nobody else.

Joining
₹6,500
Annual
₹3,500
Base reward
1.6% international
Forex
3.5%
Lounge
2/yr international lounge
TravelICICI Bank Rubyx Credit Card

ICICI Bank Rubyx Credit Card

ICICI Bank

Sits between Coral and Sapphiro: more lounge and golf access than the entry cards, at roughly half Sapphiro's joining fee, on the same unpriced points programme.

Joining
₹3,000
Annual
₹2,000
Base reward
1.6% international
Forex
3.5%
Lounge
2/qtr domestic lounge
FuelICICI Bank Emeralde Private Metal Credit Card
Invite-only

ICICI Bank Emeralde Private Metal Credit Card

ICICI Bank

ICICI's top card, by invitation through a relationship manager only. Unlimited lounge access and golf, the lowest forex markup in the portfolio, and no late payment fee at all — but the reward rate is stated per ₹200, not per ₹100, and capped hard on everyday categories.

Joining
₹12,499
Annual
₹12,499
Base reward
1.2% everything else
Forex
2%
TravelICICI Bank HPCL Super Saver Credit Card

ICICI Bank HPCL Super Saver Credit Card

ICICI Bank

A fuel card that only pays off at HPCL. The 5% on fuel is ICICI's own stated figure and is the reason to hold it; away from HPCL pumps and the HP Pay app it earns the same unpriced points as the entry cards.

Joining
₹500
Annual
₹500
Base reward
8% groceries
Forex
3.5%
Lounge
1/qtr domestic lounge
TravelMakeMyTrip ICICI Bank Credit Card

MakeMyTrip ICICI Bank Credit Card

ICICI Bank

The lowest forex markup in ICICI's range at 0.99%, which makes it interesting well beyond MakeMyTrip. The rewards are myCash — MakeMyTrip wallet credit, not cash — so their value depends entirely on booking through that one platform.

Joining
₹999
Annual
₹999
Base reward
6% travel hotels
Forex
0.99%
Lounge
1/yr international lounge
TravelICICI Bank Emeralde Credit Card

ICICI Bank Emeralde Credit Card

ICICI Bank

The applied-for sibling of Emeralde Private Metal, at a slightly lower fee and with meaningfully narrower benefits: lounge access covers the primary cardholder only, and the late payment fee its metal sibling waives entirely still applies here.

Joining
₹12,000
Annual
₹12,000
Base reward
1.6% everything else
Forex
2%
TravelAdani One ICICI Bank Signature Credit Card

Adani One ICICI Bank Signature Credit Card

ICICI Bank

An airport-services card rather than a rewards card. Its value sits in lounge upgrades, valet parking, porters and Pranaam — the earn rate cannot even be priced, because Adani publishes no value for the currency it pays in.

Joining
₹5,000
Annual
₹5,000
Base reward
7 pts / ₹100
Forex
3.5%
Lounge
2/yr international lounge
3 ICICI Bank cards no longer open to new applicants