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ICICI Bank

MakeMyTrip ICICI Bank Signature Credit Card

Closed to new applications — ICICI says so on the card's own page. Kept in the dataset because existing holders still hold it and search for it, but it must never appear in a shortlist.

Joining fee
₹2,500
Annual fee
₹0
Status
Closed
Verified
21 August 2026

Fees

Joining fee
₹2,500
Annual fee
₹0
Forex markup
3.5%
Monthly finance charge
3.75%

Rewards

reward points

  • travel-hotels: 2%MakeMyTrip hotel bookings
  • travel-flights: 1%Flight bookings
  • everything-else: 0.625%Domestic spends

Milestone rewards

  • ₹2,50,000 spend: 1,100 myCash
  • ₹5,00,000 spend: 4,000 myCash

Credited to your MakeMyTrip account as myCash, spendable there and nowhere else.

Travel

International lounge
1/year
Forex markup
3.5%

Eight domestic airport lounge visits, but ICICI states no period for them. Also one railway lounge visit per quarter.

Eligibility

Minimum age
21 years
Minimum monthly income
₹75,000
Employment
salaried, self-employed

Why this card may suit you

  • It includes airport lounge access, useful if you travel by air a few times a year.

Source & Verification

Verified from official issuer sources. Last verified 21 August 2026

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ICICI Bank

An entry-level card whose real value is the lounge and cinema benefits, not the rewards. The reward points earn into a goods catalogue with no published rupee value, so treat the rate as unknown rather than as cashback.

Joining
₹500
Annual
₹500
Base reward
0.8% everything else
Forex
3.5%
Lounge
1/qtr domestic lounge