Monepoint
Fuel

ICICI Bank

ICICI Bank HPCL Coral Credit Card

The cheapest card in ICICI's range at ₹199, with a fee waiver reachable on ₹50,000 of annual spend. A fuel card for HPCL customers who do not spend enough to justify the Super Saver.

Joining fee
₹199
Annual fee
₹199
Status
Open
Verified
21 August 2026
ICICI Bank HPCL Coral Credit Card

Fees

Joining fee
₹199
Annual fee
₹199
Fee waiver
Waived above ₹50,000 annual spend
Forex markup
3.5%
Monthly finance charge
3.75%

Rewards

reward points

  • fuel: 3.5%HPCL petrol pumps only; ICICI states this as 'up to', so treat it as a ceiling
  • everything-else: 0.8%Retail spends
  • utilities, insurance: 0.4%

Points redeem at ₹0.40 each against a statement, up to ₹1 against ICICI's catalogue.

Eligibility

Minimum age
21 years
Minimum monthly income
₹20,000
Employment
salaried, self-employed

Why this card may suit you

  • The annual fee is waived once you spend 50,000 in a year.

Source & Verification

Verified from official issuer sources. Last verified 21 August 2026

View issuer page ↗

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TravelICICI Bank Coral Credit Card

ICICI Bank Coral Credit Card

ICICI Bank

An entry-level card whose real value is the lounge and cinema benefits, not the rewards. The reward points earn into a goods catalogue with no published rupee value, so treat the rate as unknown rather than as cashback.

Joining
₹500
Annual
₹500
Base reward
0.8% everything else
Forex
3.5%
Lounge
1/qtr domestic lounge