ICICI Bank
ICICI's top card, by invitation through a relationship manager only. Unlimited lounge access and golf, the lowest forex markup in the portfolio, and no late payment fee at all — but the reward rate is stated per ₹200, not per ₹100, and capped hard on everyday categories.
reward points
Points redeem against a catalogue of goods and vouchers with no published rupee value. The per-category statement-cycle caps bite on exactly the everyday spends most people would put on it.
Unlimited domestic and international airport lounge access for primary and Plus cardholders, plus unlimited golf rounds each month. ICICI states no visit count, so none is recorded — unlimited is not a number.
Not published by the issuer.
Verified from official issuer sources. Last verified 21 August 2026
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ICICI Bank
A lifetime-free card that pays its best rate on Amazon. Worth holding for Amazon spend; unremarkable elsewhere, and you cannot simply apply for it.
ICICI Bank
An entry-level card whose real value is the lounge and cinema benefits, not the rewards. The reward points earn into a goods catalogue with no published rupee value, so treat the rate as unknown rather than as cashback.
ICICI Bank
A no-fee starter card. Earns the same catalogue points as Coral but without the lounge, cinema or milestone benefits, so the fee saving is most of what distinguishes it.
