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ICICI Bank

Emirates Skywards ICICI Bank Emeralde Credit Card

An Emirates loyalty card, not a rewards card. It pays in Skywards Miles, which have no published rupee value, so its worth depends entirely on flying Emirates — and it demands ₹2.5 lakh a month of income to hold.

Joining fee
₹10,000
Annual fee
₹10,000
Status
Open
Verified
21 August 2026
Emirates Skywards ICICI Bank Emeralde Credit Card

Fees

Joining fee
₹10,000
Annual fee
₹10,000
Forex markup
3.5%
Monthly finance charge
3.75%

Rewards

miles

  • international: 2 points / ₹100
  • everything-else: 2 points / ₹100Domestic spends

Milestone rewards

  • ₹0 spend: 10,000 Skywards Miles and Silver Tier membership on joining; 10,000 more on each annual renewal
  • ₹15,00,000 spend: Emirates Gold Tier membership

Credited to your Emirates Skywards account at the end of the billing cycle. Miles are worth what an Emirates seat costs on the day you book, which is why no percentage is shown.

Travel

Forex markup
3.5%

Unlimited domestic and international airport lounge access for the primary cardholder. ICICI states no visit count.

Eligibility

Minimum age
21 years
Minimum monthly income
₹2,50,000
Employment
salaried, self-employed

Why this card may suit you

  • Review the fees, rewards, and eligibility above against your own spending pattern — this card has no single standout feature over the rest of the portfolio.

Source & Verification

Verified from official issuer sources. Last verified 21 August 2026

View issuer page ↗

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An entry-level card whose real value is the lounge and cinema benefits, not the rewards. The reward points earn into a goods catalogue with no published rupee value, so treat the rate as unknown rather than as cashback.

Joining
₹500
Annual
₹500
Base reward
0.8% everything else
Forex
3.5%
Lounge
1/qtr domestic lounge