ICICI Bank
Half the fee and three-quarters of the earn rate of the Emirates Emeralde, but its domestic lounge access has to be earned with ₹75,000 of spend each quarter rather than simply held.
miles
Milestone rewards
Credited to your Emirates Skywards account. No rupee value is published for Skywards Miles.
The two domestic visits each quarter require ₹75,000 of spend in the preceding calendar quarter. Two international lounge visits are stated with no period attached.
Verified from official issuer sources. Last verified 21 August 2026
View issuer page ↗
ICICI Bank
A lifetime-free card that pays its best rate on Amazon. Worth holding for Amazon spend; unremarkable elsewhere, and you cannot simply apply for it.
ICICI Bank
An entry-level card whose real value is the lounge and cinema benefits, not the rewards. The reward points earn into a goods catalogue with no published rupee value, so treat the rate as unknown rather than as cashback.
ICICI Bank
A no-fee starter card. Earns the same catalogue points as Coral but without the lounge, cinema or milestone benefits, so the fee saving is most of what distinguishes it.
