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ICICI Bank

MakeMyTrip ICICI Bank Credit Card

The lowest forex markup in ICICI's range at 0.99%, which makes it interesting well beyond MakeMyTrip. The rewards are myCash — MakeMyTrip wallet credit, not cash — so their value depends entirely on booking through that one platform.

Joining fee
₹999
Annual fee
₹999
Status
Open
Verified
21 August 2026
MakeMyTrip ICICI Bank Credit Card

Fees

Joining fee
₹999
Annual fee
₹999
Fee waiver
Waived above ₹3,00,000 annual spend
Forex markup
0.99%
Monthly finance charge
3.75%

Rewards

reward points

  • travel-hotels: 6%MakeMyTrip hotel bookings
  • travel-flights: 3%Flight, bus and cab bookings
  • everything-else: 1%All other retail spends

Credited to your MakeMyTrip account as myCash, not to the card statement. It spends like money on MakeMyTrip and nowhere else, so treat the headline rate as a discount on future travel with one operator rather than as cashback.

Travel

Domestic lounge
2/quarter
International lounge
1/year
Forex markup
0.99%

Eligibility

Minimum age
21 years
Minimum monthly income
₹20,000
Employment
salaried, self-employed

Why this card may suit you

  • The annual fee is waived once you spend 3,00,000 in a year.
  • It includes airport lounge access, useful if you travel by air a few times a year.

Source & Verification

Verified from official issuer sources. Last verified 21 August 2026

View issuer page ↗

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An entry-level card whose real value is the lounge and cinema benefits, not the rewards. The reward points earn into a goods catalogue with no published rupee value, so treat the rate as unknown rather than as cashback.

Joining
₹500
Annual
₹500
Base reward
0.8% everything else
Forex
3.5%
Lounge
1/qtr domestic lounge