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ICICI Bank

Adani One ICICI Bank Signature Credit Card

An airport-services card rather than a rewards card. Its value sits in lounge upgrades, valet parking, porters and Pranaam — the earn rate cannot even be priced, because Adani publishes no value for the currency it pays in.

Joining fee
₹5,000
Annual fee
₹5,000
Status
Open
Verified
21 August 2026
Adani One ICICI Bank Signature Credit Card

Fees

Joining fee
₹5,000
Annual fee
₹5,000
Fee waiver
Waived above ₹6,00,000 annual spend
Forex markup
3.5%
Monthly finance charge
3.75%

Rewards

reward points

  • everything-else: 7 points / ₹100Adani One ecosystem spends
  • international: 2 points / ₹100
  • everything-else: 1.5 points / ₹100Domestic spends outside the Adani ecosystem

Credited to the Adani OneApp as Adani OneApp Rewards at the end of the billing cycle — not to the card statement, and not as ICICI reward points. No rupee value is published for them, so the earn rate cannot be expressed as a percentage.

Travel

Domestic lounge
4/quarter
International lounge
2/year
Forex markup
3.5%

Plus 16 premium lounge upgrades a year, 4 valet parking and 4 premium car parking instances, 2 Pranaam services, and up to 8 porter services earned at 2 per ₹1 lakh spent.

Eligibility

Minimum age
21 years
Minimum monthly income
₹75,000
Employment
salaried, self-employed

Why this card may suit you

  • The annual fee is waived once you spend 6,00,000 in a year.
  • It includes airport lounge access, useful if you travel by air a few times a year.

Source & Verification

Verified from official issuer sources. Last verified 21 August 2026

View issuer page ↗

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An entry-level card whose real value is the lounge and cinema benefits, not the rewards. The reward points earn into a goods catalogue with no published rupee value, so treat the rate as unknown rather than as cashback.

Joining
₹500
Annual
₹500
Base reward
0.8% everything else
Forex
3.5%
Lounge
1/qtr domestic lounge