Monepoint

SBI Card Credit Cards

57 cards currently open to new applicants, sourced directly from SBI Card's own published pages.

CashbackCashback SBI Card

Cashback SBI Card

SBI Card

A genuine cashback card with no merchant restriction on the 5% online rate, undercut by an exclusion list SBI itself says is incomplete — utilities, insurance, fuel, rent, wallets, education, jewellery and railways all earn nothing, 'and more'.

Joining
₹999
Annual
₹999
Base reward
5% other online
Forex
3.5%
FuelSimplyCLICK SBI Card

SimplyCLICK SBI Card

SBI Card

An online-shopping card whose real rate depends on where you shop: 10x points at eleven named partners, worth roughly 2.5% there, 5x elsewhere online, 1x offline.

Joining
₹499
Annual
₹499
Base reward
2.5% other online
Forex
3.5%
FuelSimplySAVE SBI Card

SimplySAVE SBI Card

SBI Card

An entry card whose 10x rate is worth a real 2.5% at dining, movies, grocery and department stores — the card that supplied the ₹0.25-per-point rate the rest of the SBI portfolio is priced against.

Joining
₹499
Annual
₹499
Base reward
1.667% dining
Forex
3.5%
CashbackFlipkart SBI Card

Flipkart SBI Card

SBI Card

Genuine cashback, not points — 5% Flipkart, 7.5% Myntra, no redemption arithmetic needed. The one Flipkart-side card without ICICI's Amazon-side complication of a points programme wearing a percentage label.

Joining
₹500
Annual
₹500
Base reward
7.5% other online
Forex
3.5%
TravelSBI Card ELITE

SBI Card ELITE

SBI Card

SBI's premium tier: 1.99% forex against the portfolio's 3.5% default, real lounge access, and the same ₹0.25 point value as the ₹499 entry card — the fee difference buys benefits, not a better redemption rate.

Joining
₹4,999
Annual
₹4,999
Base reward
1.25% dining
Forex
1.99%
Lounge
6/yr international lounge
FuelShaurya SBI Card

Shaurya SBI Card

SBI Card

The lowest-fee card in the SBI Card portfolio verified so far, at ₹250, with the same ₹0.25 point value as the flagship Elite card and a lower APR tier — though nothing on the card's own page states an occupational restriction, despite its name and its grouping in the KFS's Defence/Secured APR tier.

Joining
₹250
Annual
₹250
Base reward
1.25% dining
Forex
3.5%
TravelSBI Card MILES

SBI Card MILES

SBI Card

The entry point into SBI's three-tier Miles family, each priced at a different forex rate the KFS is easy to misread as one exception list — Miles takes 3%, not the 1.99% its premium siblings get.

Joining
₹1,499
Annual
₹1,499
Base reward
0.25% travel flights
Forex
3%
Lounge
2/qtr domestic lounge
TravelSBI Card MILES PRIME

SBI Card MILES PRIME

SBI Card

The middle Miles tier: double the plain Miles card's earn rate, a 2.5% forex rate confirmed on its own page, and a cleaner lounge structure than its sibling — a flat 8 domestic and 4 international visits stated without the ambiguity the plain Miles card's own page carries.

Joining
₹2,999
Annual
₹2,999
Base reward
0.5% travel flights
Forex
2.5%
Lounge
4/yr international lounge
TravelSBI Card MILES ELITE

SBI Card MILES ELITE

SBI Card

The top Miles tier, at the same 1.99% forex rate as SBI Card ELITE and AURUM — verified entirely from its Terms & Conditions and the MITC rather than its own product page, which is JavaScript-rendered and could not be read as text here.

Joining
₹4,999
Annual
₹4,999
Base reward
0.75% travel flights
Forex
1.99%
Lounge
6/yr international lounge
TravelTata Neu Infinity SBI Card

Tata Neu Infinity SBI Card

SBI Card

SBI's NeuCoins card: a clean, issuer-stated "1 NeuCoin = Re. 1" redemption rate — no derivation needed — spendable only within the Tata Neu ecosystem, at the same 1.99% forex rate as SBI Card ELITE.

Joining
₹1,499
Annual
₹1,499
Base reward
5% other online
Forex
1.99%
Lounge
4/yr international lounge
TravelTata Neu Plus SBI Card

Tata Neu Plus SBI Card

SBI Card

The entry NeuCoins card below Infinity: the same clean 1 NeuCoin = ₹1 rate, a much lower ₹499 fee, no international lounge access, and — since the KFS names only "Tata Neu Infinity" in its reduced-forex list — the 3.5% default forex rate rather than Infinity's 1.99%.

Joining
₹499
Annual
₹499
Base reward
2% other online
Forex
3.5%
Lounge
4/yr domestic lounge
Travel
SBI CardIRCTC SBI Card

IRCTC SBI Card

SBI Card

The cheapest railway co-brand at ₹500, whose points redeem at ₹1 each toward an IRCTC ticket fare — four times the ₹0.25 standard SBI Rewardz rate — but only for ticket bookings; also carries a railway-lounge benefit this dataset's lounge fields cannot express, since they are shaped for airport lounges.

Joining
₹500
Annual
₹500
Base reward
10% travel flights
Forex
3.5%
TravelShaurya Select SBI Card

Shaurya Select SBI Card

SBI Card

The higher-fee sibling of the ₹250 Shaurya SBI Card — first-year fee waived, ₹1,499 from year two — with the same unresolved occupational-restriction ambiguity: nothing on its own page states the Defence/Paramilitary restriction its name and tagline imply.

Joining
₹0
Annual
₹1,499
Base reward
1.25% dining
Forex
3.5%
Lounge
4/yr domestic lounge
TravelSBI Card PULSE

SBI Card PULSE

SBI Card

A health-and-fitness-angled card — Chemist, Pharmacy, Sports, Dining and Movies at 10x — whose own page states the ₹0.25 point value directly, a fourth independent confirmation of the rate the rest of this dataset had to establish from three other cards.

Joining
₹1,499
Annual
₹1,499
Base reward
2.5% dining
Forex
3.5%
Lounge
4/yr domestic lounge
TravelSBI Card PRIME

SBI Card PRIME

SBI Card

A ₹2,999 mid-premium card with real golf and lounge benefits, and — unusually for this dataset — an explicit multi-network statement on its own page (Mastercard, Visa and American Express) rather than silence on the point.

Joining
₹2,999
Annual
₹2,999
Base reward
5% everything else
Forex
3.5%
Lounge
4/yr international lounge
TravelKrisFlyer SBI Card APEX

KrisFlyer SBI Card APEX

SBI Card

SBI's top Singapore Airlines co-brand, at ₹9,999 with no waiver — KrisFlyer Miles credit straight to the cardholder's own KrisFlyer account, with no statement-redemption option and no stated rupee value at all, unlike every SBI Reward Points card in this dataset.

Joining
₹9,999
Annual
₹9,999
Base reward
10 pts / ₹200
Forex
3.5%
Lounge
8/yr international lounge
TravelKrisFlyer SBI Card

KrisFlyer SBI Card

SBI Card

The ₹2,999 entry point into SBI's Singapore Airlines co-brand — a third of APEX's earn rate, half its fraud-loss cover, and the same unpriced KrisFlyer Miles currency.

Joining
₹2,999
Annual
₹2,999
Base reward
5 pts / ₹200
Forex
3.5%
Lounge
4/yr international lounge
TravelDoctor's SBI Card

Doctor's SBI Card

SBI Card

Named and marketed toward doctors — Professional Indemnity cover, 5x on medical supplies — but, like SBI's Shaurya-family cards, nothing on its own page actually restricts eligibility to registered medical professionals.

Joining
₹1,499
Annual
₹1,499
Base reward
1.25% travel flights
Forex
3.5%
Lounge
4/yr international lounge
International Travel
SBI CardSBI Card PRIME NRI Secured

SBI Card PRIME NRI Secured

SBI Card

A secured card for NRIs with no live product page — verifiable only from the KFS's fee row and the MITC's forex exception list, both of which name it explicitly. Everything else about it (earn structure, eligibility, the FD requirement itself) is genuinely undocumented anywhere reachable from this environment, not merely unresearched.

Joining
₹1,500
Annual
₹1,500
Forex
1.99%
Premium TravelAURUM
Invite-only

AURUM

SBI Card

SBI Card's invite-only flagship — ₹9,999 with the whole portfolio's only points that never expire, no per-category earn rate stated anywhere, and lounge/insurance figures that exist only in press coverage sbicard.com itself reprints rather than in its own T&C.

Joining
₹9,999
Annual
₹9,999
Forex
1.99%
FuelPhonePe SBI Card PURPLE

PhonePe SBI Card PURPLE

SBI Card

A PhonePe-app-focused card whose own page states "1 Reward Points = Re. 1" directly — a third distinct point-value pool in this portfolio, four times the standard SBI Rewardz rate, and not to be confused with IRCTC's coincidentally identical ₹1-per-point ticket-fare rate.

Joining
₹499
Annual
₹499
Base reward
3% other online
Forex
3.5%
TravelPhonePe SBI Card SELECT BLACK

PhonePe SBI Card SELECT BLACK

SBI Card

The higher tier of SBI's PhonePe co-brand — more than triple PURPLE's earn rate at every category, real lounge access, and the same ₹1-per-point rate as its sibling.

Joining
₹1,499
Annual
₹1,499
Base reward
10% other online
Forex
3.5%
Lounge
4/yr domestic lounge
FuelSBI Card Unnati

SBI Card Unnati

SBI Card

A secured, FD-backed entry card, free for its first four years — but its Reward Points redeem only against a gift catalogue, not a statement credit, so unlike most of this portfolio it carries no confirmed rupee point value at all.

Joining
₹0
Annual
₹499
Base reward
1 pts / ₹100
Forex
3.5%
FuelSimplyCLICK Advantage SBI Card

SimplyCLICK Advantage SBI Card

SBI Card

The FD-backed secured counterpart to SimplyCLICK SBI Card, at the same fee and the same 10x/5x/1x earn structure — the Shaurya/Defence/Secured 33% APR tier is the one thing that genuinely differs.

Joining
₹499
Annual
₹499
Base reward
2.5% other online
Forex
3.5%
FuelSimplySAVE Advantage SBI Card

SimplySAVE Advantage SBI Card

SBI Card

The FD-backed secured counterpart to SimplySAVE SBI Card — identical ₹150-denominator earn structure, and its own "Cash Points" FAQ independently states the same ₹0.25 rate the unsecured card was one of the three original sources for.

Joining
₹499
Annual
₹499
Base reward
1.667% dining
Forex
3.5%
FuelBPCL SBI Card

BPCL SBI Card

SBI Card

A fuel co-brand whose own "4.25% value back" headline is a marketing bundle of a 3.25% reward rate and a separately-real 1% fuel surcharge waiver — the two are kept apart here rather than recorded as one number, the same discipline every other card's fee-vs-reward split in this dataset follows.

Joining
₹499
Annual
₹499
Base reward
3.25% fuel
Forex
3.5%
TravelBPCL SBI Card Octane

BPCL SBI Card Octane

SBI Card

The higher BPCL tier — nearly double the base card's fuel-spend rate, real domestic lounge access, and a welcome benefit whose own math (6,000 points worth ₹1,500) independently cross-checks the same ₹0.25 rate the base card states directly.

Joining
₹1,499
Annual
₹1,499
Base reward
6.25% fuel
Forex
3.5%
Lounge
4/yr domestic lounge
TravelIndiGo SBI Card

IndiGo SBI Card

SBI Card

SBI's IndiGo co-brand, earning BluChips redeemable only as an in-app voucher with no rupee value stated anywhere — genuinely unpriced, unlike NeuCoins on SBI's Tata co-brand, which state a direct 1:1 rate this currency does not.

Joining
₹1,499
Annual
₹1,499
Base reward
3 pts / ₹100
Forex
3.5%
Lounge
4/yr domestic lounge
TravelIndiGo SBI Card ELITE

IndiGo SBI Card ELITE

SBI Card

The premium IndiGo tier — more than double the base card's BluChips rate, real lounge access, and the 1.99% forex tier the KFS names it in explicitly, even though the card's own page never states a forex figure at all.

Joining
₹4,999
Annual
₹4,999
Base reward
7 pts / ₹100
Forex
1.99%
Lounge
6/yr international lounge
Apollo SBI Card

Apollo SBI Card

SBI Card

An Apollo Hospitals co-brand whose only stated point value (1:1) is scoped to a single welcome benefit, not a general redemption rate — so, like Unnati, it carries no ongoing pointValue despite using the generic "Reward Points" name.

Joining
₹499
Annual
₹499
Base reward
3 pts / ₹100
Forex
3.5%
TravelApollo SBI Card SELECT

Apollo SBI Card SELECT

SBI Card

The higher Apollo tier — whose own "up to 25% value back" headline does not reconcile against its stated 10-points-per-₹100 earn rate under any point value confirmed elsewhere in this portfolio, so the rate is recorded as points only, not converted into an invented percentage.

Joining
₹1,499
Annual
₹1,499
Base reward
10 pts / ₹100
Forex
3.5%
Lounge
4/yr domestic lounge
Groceries
SBI CardDelhi Metro SBI Card

Delhi Metro SBI Card

SBI Card

Verified only from a 2020 stock-exchange disclosure filing — the only official document found, since the card has no live product page and doesn't even appear in SBI Card's current live product listing, making whether it's still actively issued at all genuinely uncertain.

Joining
₹499
Annual
₹499
Base reward
10 pts / ₹100
Forex
3.5%
FuelReliance SBI Card

Reliance SBI Card

SBI Card

A Reliance Retail co-brand whose points redeem only as Reliance Retail Vouchers, never a statement credit — genuinely unpriced, the same catalogue-only signal already seen on SBI Card Unnati and Delhi Metro.

Joining
₹499
Annual
₹499
Base reward
10 pts / ₹100
Forex
3.5%
TravelReliance SBI Card PRIME

Reliance SBI Card PRIME

SBI Card

The higher Reliance tier — double the base card's earn rate, real lounge access, and a monthly free-movie-ticket perk this schema has no dedicated field for.

Joining
₹2,999
Annual
₹2,999
Base reward
20 pts / ₹100
Forex
3.5%
Lounge
4/yr international lounge
TravelLandmark Rewards SBI Card

Landmark Rewards SBI Card

SBI Card

A Landmark Group co-brand (Lifestyle, Home Centre, Max, Spar, Baby Shop, EasyBuy) whose welcome-benefit arithmetic — 2,000 points worth ₹500 — is a clean third-party cross-check of SBI's standard ₹0.25 rate, without ever stating the rate as a general redemption line.

Joining
₹499
Annual
₹499
Base reward
2.5% everything else
Forex
3.5%
TravelLandmark Rewards SBI Card PRIME

Landmark Rewards SBI Card PRIME

SBI Card

The top Landmark tier — 2.5x the base card's rate at Landmark stores, real lounge access, and a third independent welcome-benefit cross-check of the same ₹0.25 point value.

Joining
₹2,999
Annual
₹2,999
Base reward
6.25% everything else
Forex
3.5%
Lounge
4/yr international lounge
CashbackPaytm SBI Card

Paytm SBI Card

SBI Card

Genuine cashback, stated as direct percentages, with a "1 Reward Point = Re. 1" line explaining the underlying mechanic — modelled as cashback rather than points, the same treatment as Flipkart SBI Card.

Joining
₹499
Annual
₹499
Base reward
3% travel flights
Forex
3.5%
CashbackPaytm SBI Card SELECT

Paytm SBI Card SELECT

SBI Card

The higher Paytm tier — nearly double the base card's Paytm Travel cashback rate, real lounge access, and a renewal-fee waiver its own KFS row doesn't show but its product page states directly.

Joining
₹1,499
Annual
₹1,499
Base reward
5% travel flights
Forex
3.5%
Lounge
4/yr domestic lounge
SBI CardFabindia SBI Card

Fabindia SBI Card

SBI Card

A card whose live product page would not render during verification — its fee is confirmed from the KFS, but its reward-earn structure could not be independently confirmed against the issuer's own text, so it is recorded as unconfirmed rather than borrowed from an aggregator.

Joining
₹499
Annual
₹499
Forex
3.5%
Fuel
SBI CardTATA Card

TATA Card

SBI Card

An older TATA-retail co-brand, distinct from the newer Tata Neu cards — its "Empower Points" state a direct 1:1 rupee value, a different currency and rate from SBI's own ₹0.25 standard.

Joining
₹499
Annual
₹499
Base reward
5% everything else
Forex
3.5%
Fuel
SBI CardTATA Star Card

TATA Star Card

SBI Card

A Tata Star Bazaar co-brand whose own page states "1 Reward Point = Rs. 1" — the clearest example in this dataset of a card using the generic "Reward Points" name while explicitly NOT carrying SBI's standard ₹0.25 rate.

Joining
₹499
Annual
₹499
Base reward
5% everything else
Forex
3.5%
Google Pay Flex SBI Card

Google Pay Flex SBI Card

SBI Card

A dual-network (Visa and RuPay) Google Pay co-brand whose own T&C states "1 Rewards point = 1 Star = 1 Re." directly — and, unusually for this portfolio, explicitly pays Stars on fuel spends rather than excluding them.

Joining
₹499
Annual
₹499
Base reward
0.4% everything else
Forex
3.5%
TravelIRCTC SBI Card Premier

IRCTC SBI Card Premier

SBI Card

The mid-tier IRCTC card — up to 10% value back on IRCTC bookings, real railway lounge access this schema can only describe in prose, and a welcome-benefit ratio that hints at but doesn't confirm a general ₹1 point value.

Joining
₹1,499
Annual
₹1,499
Base reward
10% travel flights
Forex
3.5%
TravelIRCTC SBI Platinum Card

IRCTC SBI Platinum Card

SBI Card

The entry IRCTC tier, at the same ₹500 fee as the plain IRCTC SBI Card — but unlike that sibling, no point redemption rate is stated anywhere on this card's own page, so none is assumed from it.

Joining
₹500
Annual
₹500
Base reward
10% travel flights
Forex
3.5%
11 SBI Card cards no longer open to new applicants
Travel
SBI CardClub Vistara SBI Card
Not open for new applications

Club Vistara SBI Card

SBI Card

Closed to new applicants since September 2024, per SBI's own notice — still held and usable, but its milestone and renewal-ticket benefits are themselves being wound down for anyone renewing after April 2026, which by this review's date is essentially every remaining cardholder.

Joining
₹1,499
Annual
₹0
Base reward
3 pts / ₹200
Lounge
4/yr domestic lounge
Travel
SBI CardEtihad Guest SBI Card
Not open for new applications

Etihad Guest SBI Card

SBI Card

SBI's Etihad co-brand — but the card's own page states it will be fully deactivated by 31 March 2026 in favour of a new Miles SBI Credit Card, a date that has already passed as of this review, so this entry documents a card that is likely no longer usable at all, not merely closed to new applicants.

Joining
₹1,499
Annual
₹1,499
Base reward
3 pts / ₹100
Forex
3.5%
Lounge
8/yr domestic lounge
Travel
SBI CardYatra SBI Card
Not open for new applications

Yatra SBI Card

SBI Card

Discontinued to new applicants since March 2025 — its own benefits PDF is the rare SBI document that states the ₹0.25 point value directly and specifically, rather than the dataset having to derive it from three unrelated cards.

Joining
₹499
Annual
₹499
Base reward
1.5% everything else
Forex
3.5%
SBI CardOLA Money SBI Card
Not open for new applications

OLA Money SBI Card

SBI Card

Discontinued to new applicants since December 2025 — its own T&C states "Monetary value of 1 Point = Re. 1", a wallet-credit mechanic distinct from every other point-value pool in this portfolio despite sharing the same ₹1 figure as PhonePe and Paytm's cards.

Joining
₹0
Annual
₹499
Base reward
7% everything else
Forex
3.5%
Travel
SBI CardAir India SBI Platinum Card
Not open for new applications

Air India SBI Platinum Card

SBI Card

Discontinued to new applicants since October 2024, and its Air-India-specific earn rate was cut from 15 to 5 points per ₹100 five months later — this entry records the current, post-cut rate, not the higher historical one still visible in some older material.

Joining
₹1,499
Annual
₹1,499
Base reward
2 pts / ₹100
Forex
3.5%
Lounge
4/yr domestic lounge