SBI Card
Verified only from a 2020 stock-exchange disclosure filing — the only official document found, since the card has no live product page and doesn't even appear in SBI Card's current live product listing, making whether it's still actively issued at all genuinely uncertain.
reward points
Milestone rewards
Also offers a 10% discount on Delhi Metro travel and an auto-reload feature (tops the card up by ₹200 when balance falls below ₹100) — neither a reward-points earn rule, so kept here rather than forced into one. Redemption is via the SBI Card Shop and Smile catalogue only, with no rupee value stated. Also carries a complimentary Lost Card Insurance cover of ₹50,000.
Not published by the issuer.
No specific eligibility criteria published by the issuer.
Verified from official issuer sources. Last verified 26 August 2026
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ICICI Bank
ICICI's top card, by invitation through a relationship manager only. Unlimited lounge access and golf, the lowest forex markup in the portfolio, and no late payment fee at all — but the reward rate is stated per ₹200, not per ₹100, and capped hard on everyday categories.
ICICI Bank
A fuel card that only pays off at HPCL. The 5% on fuel is ICICI's own stated figure and is the reason to hold it; away from HPCL pumps and the HP Pay app it earns the same unpriced points as the entry cards.
SBI Card
A genuine cashback card with no merchant restriction on the 5% online rate, undercut by an exclusion list SBI itself says is incomplete — utilities, insurance, fuel, rent, wallets, education, jewellery and railways all earn nothing, 'and more'.
