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SBI Card

KrisFlyer SBI Card APEX

SBI's top Singapore Airlines co-brand, at ₹9,999 with no waiver — KrisFlyer Miles credit straight to the cardholder's own KrisFlyer account, with no statement-redemption option and no stated rupee value at all, unlike every SBI Reward Points card in this dataset.

Joining fee
₹9,999
Annual fee
₹9,999
Status
Open
Verified
26 August 2026
KrisFlyer SBI Card APEX

Fees

Joining fee
₹9,999
Annual fee
₹9,999
Forex markup
3.5%

Rewards

miles

  • travel-flights: 10 points / ₹200Singapore Airlines Group spends only — not general flight bookings.
  • international: 8 points / ₹200International spends
  • everything-else: 6 points / ₹200Other eligible spends

Milestone rewards

  • ₹0 spend: 10,000 KrisFlyer Miles on annual fee payment plus a first transaction within 60 days of card issuance
  • ₹5,00,000 spend: Additional 10,000 KrisFlyer Miles
  • ₹10,00,000 spend: Additional 3,000 bonus KrisFlyer Miles

No redemption arithmetic applies — Miles credit to the cardholder's KrisFlyer account and are spent there, not against the SBI statement. A tier upgrade to KrisFlyer Elite Gold Membership is available on ₹7.5 lakh of Singapore-Airlines-specific annual spend. Baggage loss/delay cover of ₹1 lakh and fraud loss cover of ₹10 lakh are also stated.

Travel

Domestic lounge
2/quarter
Domestic lounge
8/year
International lounge
8/year
Forex markup
3.5%

International visits capped at 2 per quarter within the annual 8, via a complimentary Priority Pass membership worth $99.

Eligibility

Not published by the issuer.

No specific eligibility criteria published by the issuer.

Why this card may suit you

  • It includes airport lounge access, useful if you travel by air a few times a year.

Source & Verification

Verified from official issuer sources. Last verified 26 August 2026

View issuer page ↗

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An entry-level card whose real value is the lounge and cinema benefits, not the rewards. The reward points earn into a goods catalogue with no published rupee value, so treat the rate as unknown rather than as cashback.

Joining
₹500
Annual
₹500
Base reward
0.8% everything else
Forex
3.5%
Lounge
1/qtr domestic lounge