SBI Card
The top Miles tier, at the same 1.99% forex rate as SBI Card ELITE and AURUM — verified entirely from its Terms & Conditions and the MITC rather than its own product page, which is JavaScript-rendered and could not be read as text here.
miles
Travel Credits redeem three ways: ₹1 each as an Air Mile or Hotel Point, ₹0.50 each against a travel booking, or ₹0.25 each from the Shop & Smile catalogue — never as a statement credit. Minimum redemption is 2,000 Travel Credits, in multiples of 2,000. Welcome/milestone reward amounts are not confirmed against the issuer's own wording — a third-party snippet claimed a figure that could not be verified here, so none is recorded.
International figure (6 complimentary visits) is stated in the card's own T&C for its 24-month Priority Pass membership cycle. Domestic lounge access is earned entirely via spend milestones rather than a flat complimentary count — 1 visit per ₹1 lakh spent, capped at 15 visits in a membership year — so no flat domesticVisitsPerYear figure is recorded; forcing one would misstate the structure. Guest/extra-visit charge: $27 plus applicable taxes per visit.
Not published by the issuer.
No specific eligibility criteria published by the issuer.
Verified from official issuer sources. Last verified 26 August 2026
View issuer page ↗
ICICI Bank
A lifetime-free card that pays its best rate on Amazon. Worth holding for Amazon spend; unremarkable elsewhere, and you cannot simply apply for it.
ICICI Bank
An entry-level card whose real value is the lounge and cinema benefits, not the rewards. The reward points earn into a goods catalogue with no published rupee value, so treat the rate as unknown rather than as cashback.
ICICI Bank
A no-fee starter card. Earns the same catalogue points as Coral but without the lounge, cinema or milestone benefits, so the fee saving is most of what distinguishes it.
