SBI Card
The premium IndiGo tier — more than double the base card's BluChips rate, real lounge access, and the 1.99% forex tier the KFS names it in explicitly, even though the card's own page never states a forex figure at all.
reward points
Milestone rewards
BluChips redeem only as an app/website voucher. Also carries 4 free flight cancellations a year (up to ₹3,000 each), lost-card liability cover of ₹1 lakh, and lost-baggage cover of ₹75,000 — none of which this schema has a dedicated field for.
International visits capped at 2 per quarter within the annual 6.
Not published by the issuer.
No specific eligibility criteria published by the issuer.
Verified from official issuer sources. Last verified 26 August 2026
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ICICI Bank
A lifetime-free card that pays its best rate on Amazon. Worth holding for Amazon spend; unremarkable elsewhere, and you cannot simply apply for it.
ICICI Bank
An entry-level card whose real value is the lounge and cinema benefits, not the rewards. The reward points earn into a goods catalogue with no published rupee value, so treat the rate as unknown rather than as cashback.
ICICI Bank
A no-fee starter card. Earns the same catalogue points as Coral but without the lounge, cinema or milestone benefits, so the fee saving is most of what distinguishes it.
