SBI Card
The entry NeuCoins card below Infinity: the same clean 1 NeuCoin = ₹1 rate, a much lower ₹499 fee, no international lounge access, and — since the KFS names only "Tata Neu Infinity" in its reduced-forex list — the 3.5% default forex rate rather than Infinity's 1.99%.
reward points
Milestone rewards
An additional "up to 5%" NeuCoins layer on select category spends at the Tata Neu App/Website is mentioned on the page but links to detail that was not accessible — not recorded as a rule. Unlike the Infinity variant, no UPI/RuPay-specific rate is stated on this page.
No international lounge access is stated on this page — a benefit the higher Tata Neu Infinity variant does have.
Not published by the issuer.
No specific eligibility criteria published by the issuer.
Verified from official issuer sources. Last verified 26 August 2026
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ICICI Bank
A lifetime-free card that pays its best rate on Amazon. Worth holding for Amazon spend; unremarkable elsewhere, and you cannot simply apply for it.
ICICI Bank
An entry-level card whose real value is the lounge and cinema benefits, not the rewards. The reward points earn into a goods catalogue with no published rupee value, so treat the rate as unknown rather than as cashback.
ICICI Bank
A no-fee starter card. Earns the same catalogue points as Coral but without the lounge, cinema or milestone benefits, so the fee saving is most of what distinguishes it.
