SBI Card
The higher tier of SBI's Aditya Birla co-brand — double the base card's rate at Aditya Birla stores and at Dining/Entertainment/Hotels, verified from a live application-flow page since the marketing page has also been retired.
reward points
Milestone rewards
Points redeem at ₹0.25 each against a statement, applied retroactively from the base Aditya Birla SBI Card's own confirmation. No base/other-spend earn rate is stated for this card specifically.
Not published by the issuer.
No specific eligibility criteria published by the issuer.
Verified from official issuer sources. Last verified 26 August 2026
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ICICI Bank
An entry-level card whose real value is the lounge and cinema benefits, not the rewards. The reward points earn into a goods catalogue with no published rupee value, so treat the rate as unknown rather than as cashback.
ICICI Bank
A premium travel and lifestyle card carrying a substantial joining fee. Its value is concentrated in lounge access, welcome vouchers and golf rather than the earn rate, so it suits heavy travellers and nobody else.
ICICI Bank
Sits between Coral and Sapphiro: more lounge and golf access than the entry cards, at roughly half Sapphiro's joining fee, on the same unpriced points programme.
