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SBI Card

BPCL SBI Card Octane

The higher BPCL tier — nearly double the base card's fuel-spend rate, real domestic lounge access, and a welcome benefit whose own math (6,000 points worth ₹1,500) independently cross-checks the same ₹0.25 rate the base card states directly.

Joining fee
₹1,499
Annual fee
₹1,499
Status
Open
Verified
26 August 2026
BPCL SBI Card Octane

Fees

Joining fee
₹1,499
Annual fee
₹1,499
Fee waiver
Waived above ₹2,00,000 annual spend
Forex markup
3.5%

Rewards

reward points

  • fuel: 6.25%BPCL fuel, lubricants and Bharat Gas, website/app only. The page's own "7.25% value back" headline bundles this 6.25% points rate with a separate 1% fuel surcharge waiver. Capped at 2,500 Reward Points per billing cycle.
  • dining, groceries: 2.5%Dining, departmental stores, grocery and movies. Capped at 7,500 Reward Points a month.

Milestone rewards

  • ₹0 spend: 6,000 bonus Reward Points (worth ₹1,500), credited within 30 days of annual-fee payment
  • ₹3,00,000 spend: ₹2,000 e-gift voucher (Aditya Birla Fashion, Yatra or Hush Puppies)

Points redeem at ₹0.25 each. No base/other-spend earn rate is stated for this card specifically. Also carries a complimentary Fraud Liability cover of ₹1 lakh — this schema has no dedicated field for it.

Travel

Domestic lounge
1/quarter
Domestic lounge
4/year
Forex markup
3.5%

Eligibility

Not published by the issuer.

No specific eligibility criteria published by the issuer.

Why this card may suit you

  • The annual fee is waived once you spend 2,00,000 in a year.
  • It includes airport lounge access, useful if you travel by air a few times a year.

Source & Verification

Verified from official issuer sources. Last verified 26 August 2026

View issuer page ↗

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An entry-level card whose real value is the lounge and cinema benefits, not the rewards. The reward points earn into a goods catalogue with no published rupee value, so treat the rate as unknown rather than as cashback.

Joining
₹500
Annual
₹500
Base reward
0.8% everything else
Forex
3.5%
Lounge
1/qtr domestic lounge