Monepoint
FuelGroceries

SBI Card

TATA Star Card

A Tata Star Bazaar co-brand whose own page states "1 Reward Point = Rs. 1" — the clearest example in this dataset of a card using the generic "Reward Points" name while explicitly NOT carrying SBI's standard ₹0.25 rate.

Joining fee
₹499
Annual fee
₹499
Status
Open
Verified
26 August 2026

Fees

Joining fee
₹499
Annual fee
₹499
Fee waiver
Waived above ₹1,00,000 annual spend
Forex markup
3.5%

Rewards

reward points

  • groceries: 3%Departmental and grocery stores
  • everything-else: 1%Other retail outlets
  • everything-else: 3.5%STAR outlets
  • everything-else: 5%Select Tata outlets — stated as "up to 5%".

Milestone rewards

  • ₹0 spend: ₹1,000 welcome e-gift voucher from STAR, within 30 days

Points redeem at ₹1 each, stated directly on this card's own page — NOT the ₹0.25 standard rate.

Eligibility

Not published by the issuer.

No specific eligibility criteria published by the issuer.

Why this card may suit you

  • The annual fee is waived once you spend 1,00,000 in a year.

Source & Verification

Verified from official issuer sources. Last verified 26 August 2026

View issuer page ↗

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An entry-level card whose real value is the lounge and cinema benefits, not the rewards. The reward points earn into a goods catalogue with no published rupee value, so treat the rate as unknown rather than as cashback.

Joining
₹500
Annual
₹500
Base reward
0.8% everything else
Forex
3.5%
Lounge
1/qtr domestic lounge