SBI Card
The higher Paytm tier — nearly double the base card's Paytm Travel cashback rate, real lounge access, and a renewal-fee waiver its own KFS row doesn't show but its product page states directly.
cashback
Milestone rewards
Genuine cashback, credited at ₹1 per Reward Point. Also carries a Cyber Fraud Insurance cover of ₹2,00,000.
Plus a complimentary Priority Pass membership worth $99, valid 2 years — no explicit international visit count is stated beyond the membership itself.
Not published by the issuer.
No specific eligibility criteria published by the issuer.
Verified from official issuer sources. Last verified 26 August 2026
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ICICI Bank
A lifetime-free card that pays its best rate on Amazon. Worth holding for Amazon spend; unremarkable elsewhere, and you cannot simply apply for it.
ICICI Bank
An entry-level card whose real value is the lounge and cinema benefits, not the rewards. The reward points earn into a goods catalogue with no published rupee value, so treat the rate as unknown rather than as cashback.
ICICI Bank
A no-fee starter card. Earns the same catalogue points as Coral but without the lounge, cinema or milestone benefits, so the fee saving is most of what distinguishes it.
