SBI Card
The ₹2,999 entry point into SBI's Singapore Airlines co-brand — a third of APEX's earn rate, half its fraud-loss cover, and the same unpriced KrisFlyer Miles currency.
miles
Milestone rewards
No redemption arithmetic applies — Miles credit to the cardholder's KrisFlyer account. A tier upgrade to KrisFlyer Elite Silver Membership is available on ₹2.5 lakh of Singapore-Airlines-specific annual spend. Baggage loss/delay cover of ₹1 lakh and fraud loss cover of ₹1 lakh are also stated — a quarter of APEX's fraud cover.
International visits capped at 1 per quarter within the annual 4, via a complimentary Priority Pass membership worth $99. A usage fee of up to $27 plus taxes applies per visit beyond the complimentary allowance.
Not published by the issuer.
No specific eligibility criteria published by the issuer.
Verified from official issuer sources. Last verified 26 August 2026
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ICICI Bank
A lifetime-free card that pays its best rate on Amazon. Worth holding for Amazon spend; unremarkable elsewhere, and you cannot simply apply for it.
ICICI Bank
An entry-level card whose real value is the lounge and cinema benefits, not the rewards. The reward points earn into a goods catalogue with no published rupee value, so treat the rate as unknown rather than as cashback.
ICICI Bank
A no-fee starter card. Earns the same catalogue points as Coral but without the lounge, cinema or milestone benefits, so the fee saving is most of what distinguishes it.
