SBI Card
The higher-fee sibling of the ₹250 Shaurya SBI Card — first-year fee waived, ₹1,499 from year two — with the same unresolved occupational-restriction ambiguity: nothing on its own page states the Defence/Paramilitary restriction its name and tagline imply.
reward points
Milestone rewards
Points redeem at ₹0.25 each against a statement, per the standard SBI Rewardz rate applied retroactively (see SBI_STANDARD_POINT_VALUE). Also carries a complimentary ₹10 lakh Personal Accidental Insurance cover, stated on the page as "offered by RuPay" — a signal about the card's network, though not treated here as a firm portfolio-wide network declaration.
Airport lounge access, confirmed on the page as "4 complimentary Domestic Airport Lounge visits every year (max. 1 per quarter)". No international lounge access is stated.
Not published by the issuer.
No specific eligibility criteria published by the issuer.
Verified from official issuer sources. Last verified 27 August 2026
View issuer page ↗
ICICI Bank
A lifetime-free card that pays its best rate on Amazon. Worth holding for Amazon spend; unremarkable elsewhere, and you cannot simply apply for it.
ICICI Bank
An entry-level card whose real value is the lounge and cinema benefits, not the rewards. The reward points earn into a goods catalogue with no published rupee value, so treat the rate as unknown rather than as cashback.
ICICI Bank
A no-fee starter card. Earns the same catalogue points as Coral but without the lounge, cinema or milestone benefits, so the fee saving is most of what distinguishes it.
