Monepoint

SBI Card

Apollo SBI Card

An Apollo Hospitals co-brand whose only stated point value (1:1) is scoped to a single welcome benefit, not a general redemption rate — so, like Unnati, it carries no ongoing pointValue despite using the generic "Reward Points" name.

Joining fee
₹499
Annual fee
₹499
Status
Open
Verified
26 August 2026
Apollo SBI Card

Fees

Joining fee
₹499
Annual fee
₹499
Fee waiver
Waived above ₹1,00,000 annual spend
Forex markup
3.5%

Rewards

reward points

  • everything-else: 3 points / ₹100All Apollo services
  • dining: 2 points / ₹100Dining, movies and entertainment — only dining has a matching spend category.
  • everything-else: 1 points / ₹100Beauty and wellness services
  • everything-else: 1 points / ₹200Other purchases

Milestone rewards

  • ₹0 spend: 500 Reward Points, stated worth ₹500, on joining-fee payment

Also states "Up to 10% Instant Discount at Select Apollo Services" — a discount, not a reward-points earn rate, and not forced into an EarnRule. A complimentary OneApollo Gold Tier Membership is also included, with no rupee value stated.

Eligibility

Not published by the issuer.

No specific eligibility criteria published by the issuer.

Why this card may suit you

  • The annual fee is waived once you spend 1,00,000 in a year.

Source & Verification

Verified from official issuer sources. Last verified 26 August 2026

View issuer page ↗

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