SBI Card
A dual-network (Visa and RuPay) Google Pay co-brand whose own T&C states "1 Rewards point = 1 Star = 1 Re." directly — and, unusually for this portfolio, explicitly pays Stars on fuel spends rather than excluding them.
reward points
Milestone rewards
Stars redeem at ₹1 each, most notably as cashback on UPI transactions made via the Google Pay app itself.
Not published by the issuer.
No specific eligibility criteria published by the issuer.
Verified from official issuer sources. Last verified 26 August 2026
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SBI Card
A genuine cashback card with no merchant restriction on the 5% online rate, undercut by an exclusion list SBI itself says is incomplete — utilities, insurance, fuel, rent, wallets, education, jewellery and railways all earn nothing, 'and more'.
SBI Card
An online-shopping card whose real rate depends on where you shop: 10x points at eleven named partners, worth roughly 2.5% there, 5x elsewhere online, 1x offline.
SBI Card
An entry card whose 10x rate is worth a real 2.5% at dining, movies, grocery and department stores — the card that supplied the ₹0.25-per-point rate the rest of the SBI portfolio is priced against.
