SBI Card
The FD-backed secured counterpart to SimplySAVE SBI Card — identical ₹150-denominator earn structure, and its own "Cash Points" FAQ independently states the same ₹0.25 rate the unsecured card was one of the three original sources for.
reward points
Milestone rewards
Points redeem at ₹0.25 each against a statement, confirmed on this card's own T&C via its "Cash Points" FAQ: "1 Cash Point every ₹100... 2000 Cash Points" pay ₹500 of the statement — read here as this card's own point value under different FAQ terminology, not a separate currency; see the Provenance note for the caveat on that reading.
Not published by the issuer.
No specific eligibility criteria published by the issuer.
Verified from official issuer sources. Last verified 27 August 2026
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ICICI Bank
A lifetime-free card that pays its best rate on Amazon. Worth holding for Amazon spend; unremarkable elsewhere, and you cannot simply apply for it.
ICICI Bank
An entry-level card whose real value is the lounge and cinema benefits, not the rewards. The reward points earn into a goods catalogue with no published rupee value, so treat the rate as unknown rather than as cashback.
ICICI Bank
A no-fee starter card. Earns the same catalogue points as Coral but without the lounge, cinema or milestone benefits, so the fee saving is most of what distinguishes it.
