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SBI Card

Reliance SBI Card PRIME

The higher Reliance tier — double the base card's earn rate, real lounge access, and a monthly free-movie-ticket perk this schema has no dedicated field for.

Joining fee
₹2,999
Annual fee
₹2,999
Status
Open
Verified
26 August 2026
Reliance SBI Card PRIME

Fees

Joining fee
₹2,999
Annual fee
₹2,999
Fee waiver
Waived above ₹3,00,000 annual spend
Forex markup
3.5%

Rewards

reward points

  • everything-else: 20 points / ₹100AJIO and JioMart online stores, except UPI payments
  • everything-else: 10 points / ₹100Other participating Reliance Retail stores, except UPI payments

Milestone rewards

  • ₹0 spend: Reliance Retail Voucher worth ₹3,000, on joining-fee payment
  • ₹75,000 spend: Reliance Retail Voucher worth ₹1,500
  • ₹1,50,000 spend: Reliance Retail Voucher worth ₹2,250
  • ₹3,00,000 spend: Reliance Retail Voucher worth ₹5,000

Points redeem only against Reliance Retail Vouchers — no statement-credit option. Also carries 1 free movie ticket a month (up to ₹250, one transaction per month) — this schema has no dedicated field for it.

Important Exclusions

  • upi: UPI payments do not earn Reward Points on this card.

Travel

Domestic lounge
2/quarter
International lounge
4/year
Forex markup
3.5%

International visits capped at 2 per quarter within the annual 4, via a complimentary Priority Pass membership worth $99. Only a quarterly domestic figure is stated, not an annual total.

Eligibility

Not published by the issuer.

No specific eligibility criteria published by the issuer.

Why this card may suit you

  • The annual fee is waived once you spend 3,00,000 in a year.
  • It includes airport lounge access, useful if you travel by air a few times a year.

Source & Verification

Verified from official issuer sources. Last verified 26 August 2026

View issuer page ↗

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An entry-level card whose real value is the lounge and cinema benefits, not the rewards. The reward points earn into a goods catalogue with no published rupee value, so treat the rate as unknown rather than as cashback.

Joining
₹500
Annual
₹500
Base reward
0.8% everything else
Forex
3.5%
Lounge
1/qtr domestic lounge