SBI Card
Genuine cashback, stated as direct percentages, with a "1 Reward Point = Re. 1" line explaining the underlying mechanic — modelled as cashback rather than points, the same treatment as Flipkart SBI Card.
cashback
Milestone rewards
Genuine cashback, credited at ₹1 per Reward Point earned — no separate redemption arithmetic applies. Also carries a Cyber Fraud Insurance cover of ₹1,00,000.
Not published by the issuer.
No specific eligibility criteria published by the issuer.
Verified from official issuer sources. Last verified 26 August 2026
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ICICI Bank
A lifetime-free card that pays its best rate on Amazon. Worth holding for Amazon spend; unremarkable elsewhere, and you cannot simply apply for it.
ICICI Bank
An entry-level card whose real value is the lounge and cinema benefits, not the rewards. The reward points earn into a goods catalogue with no published rupee value, so treat the rate as unknown rather than as cashback.
ICICI Bank
A no-fee starter card. Earns the same catalogue points as Coral but without the lounge, cinema or milestone benefits, so the fee saving is most of what distinguishes it.
