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SBI Card

SBI Card MILES PRIME

The middle Miles tier: double the plain Miles card's earn rate, a 2.5% forex rate confirmed on its own page, and a cleaner lounge structure than its sibling — a flat 8 domestic and 4 international visits stated without the ambiguity the plain Miles card's own page carries.

Joining fee
₹2,999
Annual fee
₹2,999
Status
Open
Verified
26 August 2026
SBI Card MILES PRIME

Fees

Joining fee
₹2,999
Annual fee
₹2,999
Fee waiver
Waived above ₹10,00,000 annual spend
Forex markup
2.5%

Rewards

miles

  • travel-flights, travel-hotels: 0.5%SBI's defined "Travel Spends" merchant-category-code list — airlines, hotels, travel agencies and more.
  • everything-else: 0.25%All other spends

Milestone rewards

  • ₹60,000 spend: Welcome gift of 3,000 Travel Credits, on spends of ₹60,000 within 60 days of card issuance
  • ₹8,00,000 spend: 10,000 bonus Travel Credits

Travel Credits redeem three ways: ₹1 each as an Air Mile or Hotel Point, ₹0.50 each against a travel booking, or ₹0.25 each from the Shop & Smile catalogue — never as a statement credit. Minimum redemption is 2,000 Travel Credits, in multiples of 2,000; they expire 2 years after accrual.

Important Exclusions

  • fuel: Travel Credits are not earned on fuel spends, per the Miles family's shared T&C FAQ.

Travel

Domestic lounge
2/quarter
Domestic lounge
8/year
International lounge
4/year
Forex markup
2.5%

1 additional domestic visit earned per ₹1 lakh spent, on top of the complimentary 8, capped at 12 visits in a membership year. International access via a Priority Pass membership, complimentary for the first 2 years (worth $99); a $27-plus-tax fee applies per visit beyond the complimentary allowance.

Eligibility

Not published by the issuer.

No specific eligibility criteria published by the issuer.

Why this card may suit you

  • The annual fee is waived once you spend 10,00,000 in a year.
  • It includes airport lounge access, useful if you travel by air a few times a year.

Source & Verification

Verified from official issuer sources. Last verified 26 August 2026

View issuer page ↗

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ICICI Bank

An entry-level card whose real value is the lounge and cinema benefits, not the rewards. The reward points earn into a goods catalogue with no published rupee value, so treat the rate as unknown rather than as cashback.

Joining
₹500
Annual
₹500
Base reward
0.8% everything else
Forex
3.5%
Lounge
1/qtr domestic lounge