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SBI Card

SimplyCLICK Advantage SBI Card

The FD-backed secured counterpart to SimplyCLICK SBI Card, at the same fee and the same 10x/5x/1x earn structure — the Shaurya/Defence/Secured 33% APR tier is the one thing that genuinely differs.

Joining fee
₹499
Annual fee
₹499
Status
Open
Verified
27 August 2026
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SimplyCLICK Advantage SBI Card

Fees

Joining fee
₹499
Annual fee
₹499
Fee waiver
Waived above ₹1,00,000 annual spend
Forex markup
3.5%

Rewards

reward points

  • other-online: 2.5%Exclusive online partner brands, same list as the unsecured SimplyCLICK card. No monthly cap is stated for this tier specifically.
  • other-online, amazon, flipkart: 1.25%Other online spends. Capped at 10,000 Reward Points a calendar month (₹2,500 at this card's own confirmed point value); every ₹100 beyond the cap earns the base 1x rate instead.
  • everything-else: 0.25%Offline and other spends

Milestone rewards

  • ₹0 spend: Amazon Pay Gift Card worth ₹500, on payment of the year-1 annual fee
  • ₹1,00,000 spend: ₹2,000 e-voucher
  • ₹2,00,000 spend: ₹2,000 e-voucher

Points redeem at ₹0.25 each against a statement, the same rate applied retroactively to the unsecured SimplyCLICK card.

Eligibility

Not published by the issuer.

No specific eligibility criteria published by the issuer.

Why this card may suit you

  • The annual fee is waived once you spend 1,00,000 in a year.

Source & Verification

Verified from official issuer sources. Last verified 27 August 2026

View issuer page ↗

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An entry-level card whose real value is the lounge and cinema benefits, not the rewards. The reward points earn into a goods catalogue with no published rupee value, so treat the rate as unknown rather than as cashback.

Joining
₹500
Annual
₹500
Base reward
0.8% everything else
Forex
3.5%
Lounge
1/qtr domestic lounge
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