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SBI Card

TATA Croma Card SELECT

The higher Croma tier — same shape as TATA Card SELECT, with real lounge access confirmed independently on SBI's own lounge-access page.

Joining fee
₹2,999
Annual fee
₹2,999
Status
Open
Verified
26 August 2026
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Fees

Joining fee
₹2,999
Annual fee
₹2,999
Forex markup
3.5%

Rewards

reward points

  • groceries, dining, international: 3%Departmental and grocery stores, dining and international spends
  • everything-else: 1%Other retail outlets
  • everything-else: 2%Croma and croma.com
  • everything-else: 5%Select Tata outlets — stated as "up to 5%".

Milestone rewards

  • ₹0 spend: ₹3,000 e-gift voucher, on joining
  • ₹2,00,000 spend: Anniversary gift
  • ₹4,00,000 spend: Bonus voucher
  • ₹5,00,000 spend: Bonus voucher

Empower Points redeem at ₹1 each.

Travel

Domestic lounge
2/quarter
Domestic lounge
8/year
Forex markup
3.5%

Eligibility

Not published by the issuer.

No specific eligibility criteria published by the issuer.

Why this card may suit you

  • It includes airport lounge access, useful if you travel by air a few times a year.

Source & Verification

Verified from official issuer sources. Last verified 26 August 2026

View issuer page ↗

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An entry-level card whose real value is the lounge and cinema benefits, not the rewards. The reward points earn into a goods catalogue with no published rupee value, so treat the rate as unknown rather than as cashback.

Joining
₹500
Annual
₹500
Base reward
0.8% everything else
Forex
3.5%
Lounge
1/qtr domestic lounge
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