SBI Card
Discontinued to new applicants since December 2025 — its own T&C states "Monetary value of 1 Point = Re. 1", a wallet-credit mechanic distinct from every other point-value pool in this portfolio despite sharing the same ₹1 figure as PhonePe and Paytm's cards.
reward points
Points credit automatically to the cardholder's OLA Money Wallet at ₹1 each — not a statement credit and not a generic catalogue.
Not published by the issuer.
Verified from official issuer sources. Last verified 27 August 2026
SBI Card
A genuine cashback card with no merchant restriction on the 5% online rate, undercut by an exclusion list SBI itself says is incomplete — utilities, insurance, fuel, rent, wallets, education, jewellery and railways all earn nothing, 'and more'.
SBI Card
An online-shopping card whose real rate depends on where you shop: 10x points at eleven named partners, worth roughly 2.5% there, 5x elsewhere online, 1x offline.
SBI Card
An entry card whose 10x rate is worth a real 2.5% at dining, movies, grocery and department stores — the card that supplied the ₹0.25-per-point rate the rest of the SBI portfolio is priced against.
