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SBI Card

Reliance SBI Card

A Reliance Retail co-brand whose points redeem only as Reliance Retail Vouchers, never a statement credit — genuinely unpriced, the same catalogue-only signal already seen on SBI Card Unnati and Delhi Metro.

Joining fee
₹499
Annual fee
₹499
Status
Open
Verified
26 August 2026
Reliance SBI Card

Fees

Joining fee
₹499
Annual fee
₹499
Fee waiver
Waived above ₹1,00,000 annual spend
Forex markup
3.5%

Rewards

reward points

  • everything-else: 10 points / ₹100AJIO and JioMart online stores, except UPI payments
  • everything-else: 5 points / ₹100Other participating Reliance Retail stores, except UPI payments

Milestone rewards

  • ₹0 spend: Reliance Retail Voucher worth ₹500, on joining-fee payment
  • ₹25,000 spend: Reliance Retail Voucher worth ₹500
  • ₹50,000 spend: Reliance Retail Voucher worth ₹750
  • ₹80,000 spend: Reliance Retail Voucher worth ₹1,000

Points redeem only against Reliance Retail Vouchers — no statement-credit option, and no rupee value is stated for the points themselves.

Important Exclusions

  • upi: UPI payments do not earn Reward Points on this card, even at otherwise-eligible Reliance merchants.

Eligibility

Not published by the issuer.

No specific eligibility criteria published by the issuer.

Why this card may suit you

  • The annual fee is waived once you spend 1,00,000 in a year.

Source & Verification

Verified from official issuer sources. Last verified 26 August 2026

View issuer page ↗

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An entry-level card whose real value is the lounge and cinema benefits, not the rewards. The reward points earn into a goods catalogue with no published rupee value, so treat the rate as unknown rather than as cashback.

Joining
₹500
Annual
₹500
Base reward
0.8% everything else
Forex
3.5%
Lounge
1/qtr domestic lounge