SBI Card
A ₹2,999 mid-premium card with real golf and lounge benefits, and — unusually for this dataset — an explicit multi-network statement on its own page (Mastercard, Visa and American Express) rather than silence on the point.
reward points
Milestone rewards
Points redeem at ₹0.25 each against a statement. The page also describes a one-time 20-point bonus for setting up a utility-bill standing instruction, worded ambiguously enough ("After 3000 points, earn 2 Reward Points for every Rs. 100 spent") that it is not recorded as its own earn rule here — the ongoing mechanism it describes is unclear and not worth guessing at. The card also carries a complimentary 1-year Club ITC Silver Tier membership, and golf privileges — 4 complimentary green-fee rounds a year, up to 50% off green fees, and one complimentary lesson a month at selected courses — none of which this schema has a dedicated field for. Air accident liability cover of ₹50 lakh and credit-card fraud liability cover of ₹1 lakh are also stated.
"4 complimentary International Priority Pass Lounge visits per calendar year, outside India (max. 2 visits per quarter)", plus a complimentary Priority Pass membership worth $99.
Not published by the issuer.
No specific eligibility criteria published by the issuer.
Verified from official issuer sources. Last verified 26 August 2026
View issuer page ↗
ICICI Bank
A lifetime-free card that pays its best rate on Amazon. Worth holding for Amazon spend; unremarkable elsewhere, and you cannot simply apply for it.
ICICI Bank
An entry-level card whose real value is the lounge and cinema benefits, not the rewards. The reward points earn into a goods catalogue with no published rupee value, so treat the rate as unknown rather than as cashback.
ICICI Bank
A no-fee starter card. Earns the same catalogue points as Coral but without the lounge, cinema or milestone benefits, so the fee saving is most of what distinguishes it.
