SBI Card
Closed to new applicants since September 2024, per SBI's own notice — still held and usable, but its milestone and renewal-ticket benefits are themselves being wound down for anyone renewing after April 2026, which by this review's date is essentially every remaining cardholder.
miles
Milestone rewards
Also carries flight-cancellation cover (up to 4 a year, ₹3,500 each), baggage loss cover of ₹72,000, baggage delay cover of ₹7,500, and lost-card liability cover of ₹1 lakh — none of which this schema has a dedicated field for.
Plus a complimentary Priority Pass membership worth $99, valid 24 months from issue; a $27-plus-tax usage fee applies per visit beyond the complimentary allowance.
Verified from official issuer sources. Last verified 27 August 2026
ICICI Bank
A lifetime-free card that pays its best rate on Amazon. Worth holding for Amazon spend; unremarkable elsewhere, and you cannot simply apply for it.
ICICI Bank
An entry-level card whose real value is the lounge and cinema benefits, not the rewards. The reward points earn into a goods catalogue with no published rupee value, so treat the rate as unknown rather than as cashback.
ICICI Bank
A no-fee starter card. Earns the same catalogue points as Coral but without the lounge, cinema or milestone benefits, so the fee saving is most of what distinguishes it.
