19 cards currently open to new applicants, sourced directly from Kotak Mahindra Bank's own published pages.
Kotak Mahindra Bank
A cinema co-brand whose entire reward is milestone-tiered PVR INOX movie-ticket vouchers rather than a per-category points or cashback rate — capped at ₹300 per ticket, with no fuel surcharge waiver at all.
Kotak Mahindra Bank
A RuPay fuel co-brand earning genuine Reward Points at an issuer-confirmed 4% value back on IndianOil fuel spend — the founding confirmation of this portfolio's ₹0.20-₹0.25 point-value range, with both a per-transaction fuel surcharge waiver and the portfolio's usual cumulative-fuel-spend fee waived entirely.
Kotak Mahindra Bank
An FD-backed Visa Signature card restricted to NRE/NRO account holders, stating an outlier ₹1/point Reward Point value — five times richer than every other Kotak card confirmed so far in this portfolio.
Kotak Mahindra Bank
A travel Air Miles card in Kotak's discounted 2% forex/DCC bucket, earning 5 miles per ₹100 on flight/hotel bookings and auto-dealer spends — its Air Mile is worth ₹1 for travel redemptions but ₹5 for instant vouchers, so no single percentage rate is derived from it.
Kotak Mahindra Bank
Explicitly invite-only — "You Can't Apply—You Must Be Invited!" — reserved for Kotak's highest-relationship-value customers, with literally unlimited domestic and international lounge access and forex/DCC waived to zero.
Kotak Mahindra Bank
An entry-level IndiGo co-brand earning genuinely unpriced BluChips at an issuer-stated 3% on IndiGo flights — no lounge access and no fuel or railway surcharge waiver at all.
Kotak Mahindra Bank
The affluent IndiGo co-brand tier, marketed today as "Premium" though its own KFS and most MITC tables still call it "IndiGo Kotak XL" — 5% BluChips on IndiGo flights and 8 domestic lounge visits a year, but no fuel waiver and no discounted forex despite the higher fee.
Kotak Mahindra Bank
A zero-fee, virtual-only RuPay card open exclusively to existing Kotak credit-card holders — earns Reward Points at a confirmed ₹0.10 each, the second of three Kotak cards to independently state this exact lower rate.
Kotak Mahindra Bank
A low-fee digital-banking card with no dedicated Key Fact Statement of its own — earns Reward Points at 1-2 per ₹100, redeeming at the same ₹0.10 rate independently confirmed on two other Kotak cards, restricted to nine metro cities.
Kotak Mahindra Bank
A Fixed Deposit-backed secured RuPay card genuinely mid-transition: its Reward Points programme was discontinued 1 April 2026 and its replacement cashback scheme has no published rate anywhere, so it currently has no active, priced earning mechanism at all.
Kotak Mahindra Bank
A Fixed Deposit-backed super.money co-brand with no page anywhere on kotak.bank.in itself — genuine cashback outside the standard Reward Points programme, at a Kotak-wide-low 2% forex/DCC, but no fuel or railway surcharge waiver at all.
Kotak Mahindra Bank
An affluent milestone-reward card — its entire White Pass benefit is tiered annual-spend vouchers, up to ₹27,000/year, worth ₹1 each on the catalogue or ₹0.70 as cashback, with a ₹25 lakh income floor.
Kotak Mahindra Bank
A metal super-premium card with no explicit eligibility or invite-only statement anywhere — though it carries zero Apply Now links, purely circumstantial — offering unlimited worldwide lounge access and White Pass tiers up to ₹2,50,000/year.
Kotak Mahindra Bank
A low-fee Reward Points card whose "other categories" rate doubles from 4 to 8 points per ₹150 once annual spend crosses ₹2 lakh, redeeming at a Kotak-specific ₹0.07-0.10/point — a third distinct point value in this portfolio.
Kotak Mahindra Bank
Earns distinctly-branded Zen Points at 5-10 per ₹150, redeeming at a rate that numerically matches this portfolio's standard ₹0.20-0.25 range by coincidence rather than confirmed shared currency — capped at 6,500 points per billing cycle.
Kotak Mahindra Bank
A genuine flat-cashback card — 1 reward point always equals ₹1, no catalogue/cash split — at 5% on online groceries/food/entertainment and 3% on fuel, both sharing one combined ₹750/cycle cap; cash advance is not available at all.
Kotak Mahindra Bank
The Cashback+ sibling with an added 5% auto-dealer accelerator and a 0.5% base rate on insurance spends (capped at ₹25,000/cycle) — but the issuer's own FAQ explicitly confirms this card has no lounge access at all.
Kotak Mahindra Bank
An entry-level Air Miles travel card in the standard 45% APR / 3.5% forex tier — unlike its premium Air+ sibling — earning 3 miles per ₹100 on flight/hotel bookings via Kotak Unbox, capped at 5,000 miles a cycle.
Kotak Mahindra Bank
The premium Air Miles tier — 5 miles per ₹100 on flight/hotel bookings, a discounted 2% forex/DCC marketed as "Low Foreign Currency Mark-up," and both domestic and international lounge access, but international spend itself earns no miles at all.
Kotak Mahindra Bank
Discontinued for new applications, per the issuer's own page — a richer ticket-value cap than its INOX successor (₹400 vs ₹300) but a steeper spend requirement, and a genuine cumulative-fuel-spend fee rather than any waiver.
Kotak Mahindra Bank
Discontinued for new applications — the richest ticket ratio in the PVR family (2 tickets at just ₹10,000 spend), at a ₹999 annual fee, and the one PVR-family card whose Visa network is textually confirmed on its own page.
Kotak Mahindra Bank
Discontinued for new applications and restricted to nine metro cities even when it was live — earns a distinctly-branded "Mojo points" currency with no ₹-per-point value stated anywhere.
Kotak Mahindra Bank
Discontinued for new applications — the card whose own June 2025 revision notice first confirmed this portfolio's ₹0.20 Reward Point floor, at 2-4 points per ₹150 depending on category.
Kotak Mahindra Bank
The retail Privy League Signature — discontinued for new sourcing per the issuer's own explicit disclaimer, distinct from Kotak's similarly-named corporate card, with Priority Pass international lounge access and a fee waivable either by spend or by a Black/Platinum banking relationship.
Kotak Mahindra Bank
Discontinued for new applications — a low, genuinely-priced ₹0.10/point Reward Point rate at 3 points per ₹100, with no fuel or railway surcharge waiver of any kind.
Kotak Mahindra Bank
Discontinued for new sourcing per the issuer's own explicit statement — previously an invite-only card exclusively for Private Banking clients, requiring a ₹10 lakh minimum credit limit, earning double Air Miles alongside every Reward Point.
