Kotak Mahindra Bank
A metal super-premium card with no explicit eligibility or invite-only statement anywhere — though it carries zero Apply Now links, purely circumstantial — offering unlimited worldwide lounge access and White Pass tiers up to ₹2,50,000/year.
reward points
Milestone rewards
White Pass validity is stated inconsistently by the issuer: the product page says balances are "valid for 15 months from the date of credit," while the MITC separately states balances remain valid "for an additional 90 days after every anniversary cycle" — both figures kept, not reconciled.
"Unlimited lounge access at 1000+ airports across the world for primary and Add-on cardholders." Guest/overflow charges are stated to revise to $35 per guest per visit effective 1 October (year not specified on the page). Also 2 free rounds of golf each month at select courses worldwide for the primary cardholder.
Not published by the issuer.
No specific eligibility criteria published by the issuer.
Verified from official issuer sources. Last verified 30 August 2026
View issuer page ↗
ICICI Bank
A lifetime-free card that pays its best rate on Amazon. Worth holding for Amazon spend; unremarkable elsewhere, and you cannot simply apply for it.
ICICI Bank
An entry-level card whose real value is the lounge and cinema benefits, not the rewards. The reward points earn into a goods catalogue with no published rupee value, so treat the rate as unknown rather than as cashback.
ICICI Bank
A no-fee starter card. Earns the same catalogue points as Coral but without the lounge, cinema or milestone benefits, so the fee saving is most of what distinguishes it.
