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Kotak Mahindra Bank

Kotak811 super.money Credit Card

A Fixed Deposit-backed super.money co-brand with no page anywhere on kotak.bank.in itself — genuine cashback outside the standard Reward Points programme, at a Kotak-wide-low 2% forex/DCC, but no fuel or railway surcharge waiver at all.

Joining fee
₹249
Annual fee
₹0
Status
Open
Verified
30 August 2026
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Fees

Joining fee
₹249
Annual fee
₹0
Forex markup
2%

Rewards

cashback

  • other-online: 5%Myntra, non-UPI payment
  • flipkart: 2%Flipkart, non-UPI payment — capped at ₹100 per transaction and ₹500 per statement cycle
  • upi: 1%All UPI spends via the super.money app — minimum ₹100 per transaction, capped at ₹500 per statement cycle
  • everything-else: 1%Other non-UPI spends — minimum ₹100 per transaction, capped at ₹10,000 per statement cycle

Genuine cashback, credited directly — no points conversion applies. This card's cashback scheme is separate from Kotak's standard Reward Points Program; the MITC's programme-eligibility clause does not list this card among the cards it covers.

Eligibility

Minimum age
18 years

Why this card may suit you

  • Rewards pay back as cashback rather than points that need redeeming.

Source & Verification

Verified from official issuer sources. Last verified 30 August 2026

View issuer page ↗

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